Brian Skaggs - Insurance Agent

Thank you to all who serve, have served, and who paid the ultimate sacrifice for our freedom. 🇺🇸

With the recent freezing tempts, don't forget to cover your outside faucets to avoid any water issues inside your house.

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🚗 Auto Insurance Facts You Should Know 🚗

Legal Requirement: Auto insurance is mandatory in 48 out of 50 U.S. states. Only Virginia and New Hampshire allow drivers to opt out, though they must meet specific financial responsibility requirements.

Premium Influencers: Your auto insurance rate isn’t just based on your driving record. Location, age, gender, marital status, vehicle type, and credit score all play a role in determining your premium.

Average Cost: In 2022, the national average expenditure for auto insurance was $1,127 per vehicle, up from $1,062 in 2021. States like Florida, Louisiana, and New York had the highest average costs, exceeding $1,500 annually.