Harbor Ridge Financial, LLC

Hello Friends and Neighbors, are you someone struggling to get their wife, husband, or partner the right gift this holiday season?

Maybe you have a close friend that also feels like they haven’t gotten the right gift that shows that special person in their life that they love them today, tomorrow, and every day?

Gold and diamonds are often go-to gifts. No doubt they are nice to receive.

Here is another thought… Have you reviewed your life insurance needs lately?

Don't say Naahh. We know that few things reassure the ones you love that you care for them as having a financial plan in place that will care for your family should the worse thing happen.

Life insurance plans come in many shapes and sizes and can easily be put in place. There are even plans that provide financial benefits for you, the person who is insured should get sick and even help them live a more secure and comfortable retirement. Say WOW!

Take the next step to seeing what fits you and your family by messaging me.

You will be very comfortable with the process and especially the results.

Merry Christmas, Happy Hanukkah, Happy New Years to all.

If you own a local business or part of the team that serves your customers, you understand just how valuable work of mouth referrals are to your business growth. Word of mouth refers tell someone you know about a great service available to someone in need. They are borderline magic.

Maybe you could benefit from the magic? Come visit the BNI Clearwater Referral Exchange for our Business Open House on Thursday May 11th. The room will be filled with members and guests ready to help each other grow. Enjoy coffee and bagels with a great group of professionals.

Message me and I will tell you how it has worked for me and may work for you too.

I have been thinking about making a simple list of the different ways I help people and decided on the following. I hope it paints a compelling picture…

As a planner my focus is to PROTECT my client’s financial assets and to position assets for tax efficient GROWTH. I help families and business owners solve many of life’s biggest financial problems.

Here is a list of the biggest problems we can help you with.
• Protect family income and lifestyle using cost efficient life insurance plans
• Whenever possible, include extra benefits such as “Living Benefits” to Life plans
• Teach families to create “Bank Like” accounts to self-finance major purchases such as: cars, family vacations, college tuition, and investment properties, or repay high interest debt. Anything really. Borrow from yourself and pay yourself back with interest, not the bank
• Implement plans for business owners to self-finance capital needs
• Reduce income taxes by establishing a tax-free income stream
• Provide efficient and flexible options to solve future long term care funding needs
• Provide business partners with business continuity solutions
• Show families how they can enjoy retirement income they cannot outlive
• Educate new and current Medicare beneficiaries of plan benefits
• Provide for future generations using tax efficient strategies
• Help families reduce the cost of their health insurance using more affordable options

Let’s put a plan together