Game Time Budgeting

Summer vacations create lifelong memories.

Credit card bills shouldn't.

One of the simplest financial habits you can develop is setting aside a little money throughout the year so your vacation is paid for before you pack your bags.

The best souvenirs are the memories you bring home, not the debt.
https://gametimebudgeting.com

Another rewarding day with the Law & Leadership Institute, this time speaking with an incredible group of 9th-grade students at the University of Dayton.

One of my favorite parts of this work is helping young people realize that the financial decisions they make today can shape the opportunities they have tomorrow.

During my Secure the Bag: Foundations in Personal Finance workshop, we talked about mindset, saving, investing, entrepreneurship, and making intentional financial decisions.

I was encouraged by the students' feedback:
✅ 88% said the presentation helped them think differently about money.
✅ 96% said they were motivated to make smarter financial decisions.

A few comments that really stood out to me:
💬 "I plan to approach money with a different mindset and think of the future."
💬 "I learned that to break the cycle is a mindset."
💬 "Start your own business at a young age."

Seeing students connect the dots between mindset and money reminds me why I'm so passionate about financial literacy. When we equip young people with the right knowledge and habits, we're helping them build a stronger future.

Thank you to Tammy Bennett and the entire Law & Leadership Institute team for the opportunity to invest in the next generation of leaders!