VirtuaMaker

) for informational purposes only. Use of and access to this predominantly online & virtual presence, and the information, materials, VirtuaProducts, and other content available on or through content are subject to terms of use and all applicable laws.

—— {Not Investment Advice}: Content is for informational purposes only; you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained in VirtuaMaker's virtual presence constitutes a solicitation, recommendation, endorsement, or offer by VirtuaMaker or any third-party service provider to buy or sell any securities, assets, or other financial instruments in this or in in any other jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction. —— All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the virtual presence constitutes professional and/or financial advice, nor does any information on the virtual presence constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. VirtuaMaker is not a fiduciary by virtue of any person’s use of or access to the virtual presence or its content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content before making any decisions based on such information or other content. In exchange for utilizing the content of VirtuaMaker's virtual presence, you agree not to hold VirtuaMaker, its affiliates or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other content made available to you through the virtual presence.

—— {Investment Risks}: There are risks associated with investing in securities, commodities, whatever assets, etc. Investing in stocks, bonds, cryptocurrency, non-fungible tokens, exchange traded funds, mutual funds, money market funds, real estate, commodities, et. involve risk of loss. Loss of principle is possible. Some high-risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including greater volatility and political, economic and currency risks and differences in tabulating methods. An investment or a firm’s past performance is not a guarantee or predictor of future performance.

—— {Limitation of Liability: YOUR EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE VIRTUAL PRESENCE, VIRTUAMAKER CONTENT, AND VIRTUAPRODUCTS GENERALLY, IS TO STOP USING THE VIRTUAL PRESENCE, CONTENT, AND VIRTUAPRODUCT. VIRTUAMAKER IS NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES, UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, DATA, OR LOSS OF OTHER INTANGIBLES. IN PARTICULAR, AND WITHOUT LIMITATION, VIRTUAMAKER WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE VIRTUAMAKER'S VIRTUAL PRESENCE, ITS CONTENT, OR ITS VIRTUAPRODUCTS. —— While we try to maintain the integrity and security of the virtual presence and the servers from which the presence is operated, we do not guarantee that the presence or its content remains secure, complete, or correct, or that access to the presence will be uninterrupted or error free. The virtual presence and its content may include inaccuracies, errors and materials that violate or conflict with these Terms. Additionally, third-parties may make unauthorized alterations. If you become aware of any unauthorized third-party alteration to the virtual presence or its content, contact us via Facebook Messenger with a description of the material(s) at issue and the URL.

—— {Notices, Communications, and Electronic Signatures}: You agree to be bound by any affirmation, assent, or agreement that you transmit on or through the virtual presence or any aspect of VirtuaMaker's presence that you access by computer or other electronic device, including internet, telephonic and wireless devices, including but not limited to any consent you give to receive communications from us solely through electronic transmission. You agree that, when in the future you click on a “Submit” or “I agree” or other similarly worded “button” or entry field with your mouse, keystroke or other device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature. Furthermore, any communication via any email, messenger app, etc. represents a legally binding on the customer's end.

—— {Indemnification}: By accessing and using the virtual presence, you agree to indemnify, defend and hold harmless VirtuaMaker (specifically including its owners, partners, employees, information providers, licensors and licensees) (collectively, the “Indemnified Parties”) from and against any and all claims, losses, costs and expenses (including attorneys’ fees) arising out of or relating to (a.) any breach (or claim, that if true, would be a breach) by you of these Terms and (b.) your use of or activities in connection with the virtual presence. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You shall not enter into any settlement agreement which affects the rights of any of the Indemnified Parties or requires the taking of any action by any of them, without our prior written approval.

—— {Jurisdictional Context}: The virtual presence is controlled and operated by VirtuaMaker from the United States of America, and is not necessarily intended to subject VirtuaMaker to the laws or jurisdiction of any country or territory other than that of the United States of America. VirtuaMaker does not represent or warrant that the virtual presence or any part thereof is appropriate or available for use in any particular jurisdiction other than the United States of America and only in those states and territories where VirtuaMaker is/will be registered or licensed or exempt from registration or licensing under applicable state or federal law. In choosing to access the virtual presence, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules, and regulations. We may limit the virtual presence’s availability to any person, geographic area or jurisdiction.

—— {Modifications}: VirtuaMaker may amend the terms of use at any time in its discretion, by posting revisions.