Jose R Perez Agency Farmers Insurance

This surprises homeowners all the time.

Your home’s market value has very little to do with what it costs to rebuild after a fire.

- Materials are up.
- Labor is up.
- Permits are up.

If your home is underinsured, you could owe thousands out of pocket just to restore it.

We don’t guess rebuild numbers.
We calculate them properly.

📩 Message us and we’ll review your dwelling coverage.

Contractors deal with risk every day.
But many claims don’t come from accidents.

They come from insurance mistakes.

Things like:

- Choosing the cheapest policy without reviewing coverage
- Not updating policies as the business grows
- Misclassifying workers or subcontractors
- Assuming General Liability covers everything
- Skipping regular policy reviews

These gaps often stay hidden until a claim happens. And by then, it’s too late.

We broke down 5 of the most common insurance mistakes contractors make — and how to avoid them in our latest blog.

If you’re preparing for a busy construction season, this is worth a quick read.

🔗 Read the full article through the link in bio.