Posh Broker Kim

Unexpected repairs and maintenance can really hurt new home buyers. Some of these repairs can be found during a home inspection while some won’t pop up until you’re months or years into owning a home. It’s recommended to have home savings that you contribute to every month. This way when something does come up, you have money in place to help with expenses.

Who’s ready for another round of Real Estate FAQ’s? Ok…Here’s another one:

Q: What kind of credit score do I need to buy a home? 🤔
A: Lenders typically want to see a minimum FICO score of 620 however, another answer is: it depends.

Something to keep in mind:

While credit score is the main indication of the mortgage rate you’ll receive, there are other factors like your income, employment history, assets, and size of your down payment that can determine your % rate. In fact, if you have enough cash on hand for a downpayment of 20% or more, you might be approved for a loan with a credit score below 620.

How much home can you buy with your credit score? Let’s discuss your options – reach out via DMs

It is said that the kitchen is the most important room in your home. One can guess it’s due to meals that are cooked and the way food brings people together 😋

Given that it’s a room that people generally spend a lot of time in, why not do what you can to make it an enjoyable space?

Here are our Top 5 Affordable Kitchen Transformation Tips :

Add or change the shelving to either open or glass cabinets to give your kitchen a new look
Adding color and changing the k***s of the cabinets is an affordable way to give a space a fresh look
Add a freestanding island which will provide more space for food preparation as it’s a great way to maximize on your space
Create a coffee bar. Adding a coffee bar will instantly transform a little space in your kitchen to a functional space for entertaining
Hang artwork. Oversized artwork can add instant character to the kitchen