Conquer & Overcome

🚨 Major Update for Student Loan Borrowers 🚨

Navient, one of the largest student loan servicers, has been banned from handling federal student loans by the CFPB (Consumer Financial Protection Bureau) and has been ordered to pay $120 million due to wide-ranging failures in its student loan servicing practices. 🎓💸

For years, Navient misled borrowers, steering them into costly forbearance instead of helping them access more affordable repayment plans. This decision is a huge victory for millions of students and graduates who have struggled with improper loan servicing. If you’ve had issues with your student loans, you may be impacted by this decision.

🔑 Key Takeaways:
- Navient is permanently barred from servicing federal student loans.
- $120 million in restitution has been ordered to help those affected by Navient’s practices.
- If you’re a federal student loan borrower, stay updated on your loan servicer status and available repayment options.

It’s time to take control of your financial future. 💪

For more details, read article here

https://www.consumerfinance.gov/about-us/newsroom/cfpb-bans-navient-from-federal-student-loan-servicing-and-orders-the-company-to-pay-120-million-for-wide-ranging-student-lending-failures/

🚨How to Delete Collections🚨

•I have been getting a lot of messages from people regarding an old collection that has begin to show up on their credit report.

•Ironically, I have had the same collection pop up on my credit as well. The collection company is JEFFERSON CAPITAL SYSTEMS. They acquire multiple debts from creditors, but the most recent one they are trying to collect upon is SPRINT.

•If you know like I know, sprint is no longer in business and has been acquired by T-Mobile. Whether you have good credit or bad credit, a collection can pop up at anytime.

•Fortunate for us, we have the ability to fix our credit at any time, and I will show you exactly how I got it deleted based on the strategy I tell for free and break down in my eBook, and its quite simple. Here are the steps:

•1.Review your credit report.

•2. Send the collection agency a cease and desist along with a debt validation letter.

•3. File a complaint with the consumer financial protection bureau (CFPB) and attach the documents you sent to the collection agency.

•By then they will either send you a statement regarding the debt, or likely delete it.

•There is no such thing as good or bad credit, but it's the knowledge of knowing or ignorance of how to handle negative items on our credit report.

•Use this to be more informed and aware and let me know how it works for you.

I am back doing free consultations for those who need additional assistance, click the 🔗

https://linktr.ee/cocyclebreakers

Repost from
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*swipe* If you needed funds for bills, investing, your business or dammit just to have fun with, I literally just gave you one of the easiest plays.

We have to stop wondering why we don’t have means to money when if we used a little thinking and logic we can really have whatever we want.

If I need money to invest, I’ll find a way to take a loan out on myself before going to a bank and there are a lot of investments that can be made

Let’s not forget the reward points you’ll pick up on the way . 🛫🛫

Text overcome to (708) 462-2410
Click the link in bio for a free consultation 📅
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#2023