Opal Fisher Insurance Agent

With upcoming storms did you know if there is tree branches in the road and you hit it and causes damage to your vehicle and or if a tree on the side of the road drops a limb on your vehicle you may be able to file against VDOT vs your auto insurance. You can call VDOT first and if they deny than call your carrier as it could go against comprehensive or collision coverage which may impact your premiums ( depends on adjuster and facts about loss )

To report vehicle damage caused by fallen tree branches on a Virginia road to VDOT, you should contact their Customer Service Center by calling 800-FOR-ROAD (800-367-7623). This number is available 24/7.
Key points to remember:
Contact number: 800-FOR-ROAD (800-367-7623)
For emergencies: Call 911
What to report: Any hazardous road conditions, including downed trees that damaged your vehicle

Wanted to share and educate in case anyone wasn't aware. Stay safe out there !