Innovators Insurance Group

𝗪𝗛𝗔𝗧 𝗘𝗫𝗔𝗖𝗧𝗟𝗬 𝗜𝗦 𝗬𝗢𝗨𝗥 𝗠𝗢𝗗 𝗦𝗖𝗢𝗥𝗘, 𝗔𝗡𝗗 𝗪𝗛𝗬 𝗦𝗛𝗢𝗨𝗟𝗗 𝗬𝗢𝗨 𝗖𝗔𝗥𝗘?

Most business owners have heard the term, but many aren't sure what it actually means or how much impact it can have on their business.

Your Experience Modification Rate (EMR) can influence:
✔ Workers' compensation costs
✔ Contract bidding opportunities
✔ Carrier appetite
✔ Overall risk profile

In this video, Daniel breaks down what a MOD Score is, what affects it, and practical strategies businesses can use to improve it over time.

At Innovators Insurance, we believe risk management isn't just about insurance policies. It's about helping business owners understand their exposures, create safer workplaces, and build long-term strategies that support growth and profitability. That's a core part of our Risk Intelligence approach.

Watch the full video and let us know if you've ever reviewed your MOD Score with your insurance advisor.

Your MOD Score is Costing You, So What Can You Do About It? What exactly is your MOD Score, and why should you care?For many ...

What a great weekend at the Charlestown Founder's Day Parade! 🎉

It was awesome to see so many familiar faces out celebrating our community and enjoying a day together. Events like these are a reminder of why we love being local and why we're proud to serve the people and businesses that make our community such a special place.

We also had a blast participating in the parade and were honored to take home 1st Place in the Float Decorating Contest! A huge thank you to everyone who helped make it happen and to the organizers who put together another fantastic event.

We're grateful to be part of such an amazing community and look forward to many more years of celebrating together!

⛳️ FATHER'S DAY GIVEAWAY! ⛳️

Father's Day is right around the corner, and we want to celebrate the dads who make a difference every day.

Whether it's your dad, grandpa, husband, brother, or another father figure, we want to hear about the amazing dads in our community!

To enter:
👍 Like this post
💬 Comment below and tag a deserving dad (or several!)

We'll randomly select one winner on Friday, June 19th!

Thank you to all the fathers and father figures who lead, support, teach, encourage, and love their families well. We appreciate everything you do.

Ready? Start tagging those awesome dads! 👇