Kim the Mortgage Pro

Mortgage myth: You need 20% down to buy a home. ❌

The truth? Many buyers qualify with as little as 3–5% down — and there are programs that require even less.

Here's what actually matters:
✅ Your credit score
✅ Your debt-to-income ratio
✅ Your employment history

Don't let outdated myths keep you from the home you deserve.

Grab my free Mortgage Checklist at kimthemortgagepro.com and find out what you really need to get started.

Kim The Mortgage Pro NMLS 2547402 | Kimberly Ferraro NMLS 155940 | Licensed with the Dept. of Banking for PA & CT | Equal Housing Opportunity