US Select Insurance Brokers

If you own a business call us! We will provide you with the insurance you need at a price you can afford!

Buffalo just made it through a historic blizzard. Does your insurance cover your business loss of income due to the travel ban? Answer is NO. Policies exclude government action that disrupt income loss. However, if your business sustains a weather loss from the storm, such as a roof collapse, that would trigger coverage for the damage and income loss due to the property damage. An example of this is the pandemic where government action forced businesses to close.

If you want an expert review of your business insurance, give us a call at 716-348-3722.

If you have an insurance claim, you may call it in directly to the carrier. However, you may want to assess the damage first if it is not serious. Our office will reopen Tuesday December 27th. Merry Christmas!

NYS has doubled the Family Paid Leave portion of your business disability policy every year since it was enacted by law. This rate is set by NYS but the disability premium can vary. Call us for a free review! 716-348-3722