Cactus Claim Service LLC

At Cactus Claims, our goal is simple: help Texas property owners understand their policy, navigate the claims process, and receive the fair consideration they deserve after a loss.

Thank you to TAPIA for the opportunity to highlight the important role public adjusters play in helping policyholders.

If your property claim has been underpaid, denied, or feels overwhelming, our local team is here to help.

Cactus Claims Service
Serving Texas property owners
979-355-1072

Texas Association Of Public Adjusters

Craig Culver on Effective Claims Advocacy as a Public Adjuster | Texas Association of Public Insurance Adjusters posted on the topic | LinkedIn For today’s , we’re featuring Craig Culver with Cactus Claims Services. Craig brings a unique perspective to the industry with 10 years as an independent adjuster before becoming a public adjuster 2 years ago. That experience gives him an understanding of both sid...

Have storm damage and not sure what to do next?

Let Cactus Claims Service help guide you through the claims process. We inspect the damage, document what we find, and help make sure your insurance claim is handled fairly.

Don’t wait too long after a storm to check your property. Hidden damage can cost you later.

Free inspections
No upfront costs.
Call 979-355-1072

With freezing temperatures coming up, frozen and burst pipes are one of the most common (and costly) winter losses we see.

⚠️ Important insurance reminder:
Most homeowners insurance policies require you to maintain heat in the building.
If the heat is off — or the home is left unheated — water damage from frozen pipes may NOT be covered.

Protect yourself now:
• ✅ Keep the heat on (even in vacant or rental properties)
• ✅ Open cabinet doors under sinks
• ✅ Let faucets drip during hard freezes
• ✅ Insulate exposed pipes
• ✅ Know where your main water shutoff is

💡 If you do experience a freeze-related loss, document everything immediately and don’t assume the insurance company will automatically do what’s best for you.

That’s where a public adjuster can help — we work for you, not the insurance company.

📞 If you have questions or need guidance before or after a loss, reach out early.
Prevention now can save thousands later.