Wayne Lucas Insurance

🏡 DID YOU KNOW?

If you work from home full-time, your homeowners policy may NOT fully cover business equipment or client injuries.
A side hustle could change your coverage needs.

🚨 Hurricane Season begins June 1st!🚨

Waiting until a storm is named is TOO LATE to review your insurance.

Do you know:
❓Your hurricane deductible
❓If you have flood coverage
❓What your policy actually covers

A 10-minute review now can save a huge headache later!

Most Florida homeowners skip flood insurance because their lender doesn’t require them to have it.

But flood damage isn’t covered under your home policy, ever.

Sometimes the cheapest coverage is the one people need most 🌧️

Planning a trip this summer? ✈️
Don’t forget your jewelry insurance checkup.

Many policies have limits, exclusions, or deductibles people never realize until they file a claim.

Before traveling internationally:
✔️ Get jewelry appraisals updated
✔️ Confirm worldwide coverage
✔️ Know your deductible

Luxury travel deserves smart protection.

Florida pool owners 🏊‍♀️
Sunny days are here so it's a good time for a pool reminder:

Don't forget to check your pool safety 🏖️

✔️ Self-latching gate
✔️ Pool alarms
✔️ Updated liability coverage

One accident can become a major lawsuit fast.