Payload

Most firms evaluate payment processors on pricing and payment methods.

Those matter, but they aren't what determines whether your IOLTA compliance holds up.

The real requirements sit elsewhere:

Where processing fees come from. How disputes get handled. Whether trust and operating funds route separately by default. Whether your records would survive an audit.

ABA Model Rule 1.15 and state bar guidance set the bar here, not a processor's feature list.

We put together a practical guide on what to verify before your firm goes live with a payment processor.

Read it on Payload's blog: https://lnkd.in/gYigKHYP

ACH just had its biggest quarter on record.

Payload is growing 150% year over year. That's not a coincidence.

For years, ACH was treated as a second-class citizen of the payments world. Buried behind the card experience, clunky integrations, and tools that made you feel like you were settling for a worse version of a real payment method.

Entire industries paid the price. Real estate, legal, property management, title, professional services, businesses processing billions in transactions, still stuck on checks, wires, and bank transfers because the modern payments stack didn't take ACH seriously.

We made a different bet. Pay-by-bank as a native, first-class experience. Cards and wallets fully supported alongside it. One platform. Every payment method. Every workflow.

Q1 shows the market catching up:
→ 403M Same Day ACH payments, +23.6% YoY
→ $1.1T in Same Day ACH value — second straight quarter over $1T
→ 2.1B B2B ACH payments in a single quarter, +9.4%

ACH isn't a second-class citizen anymore. And the industries that were told to wait are the ones moving the fastest.

If your business still runs on checks, wires, or legacy ACH tools, it's time to talk.

Payload was built for this.

Nacha's full Q1 report: https://lnkd.in/gxd--G3m

hashtag hashtag hashtag

Most payment platforms weren't built for law firms.

They were built for retail, e-commerce, or generic B2B billing, then adapted for legal as an afterthought.

The gaps show up in specific places:

• Trust and operating accounts treated the same way
• No real control over who absorbs processing fees
• Reconciliation that requires a manual export and someone's Friday afternoon

We put together a breakdown of what law firms should actually look for in a payment platform — including IOLTA compliance requirements, Pay by Bank as a way to eliminate interchange on large retainers, and what convenience fee flexibility really means in a legal billing context.

Read the breakdown 👉 http://bit.ly/4tGFE08