Alabama Debt Relief Experts

Utilizing Ch. 13 Bankruptcy to Save Assets from Foreclosure and Repossession

Have you fallen behind on your monthly mortgage or car payments due to inflation, loss of income, divorce, or unexpected expenses? Do you want to protect your assets from foreclosure or repossession? If so, this article will help you to understand how Ch. 13 bankruptcy can be used to shield your assets from creditors and allow you to catch up payments on your terms.

If you or a loved one would like to discuss debt relief options with an attorney, contact The Law Office of Stephen Bulgarella, LLC for a FREE consultation at (205) 379-1234.

Filing for Bankruptcy to Prevent Foreclosure Read about how the protections of bankruptcy, such as the automatic stay, can help you avoid or delay foreclosure on your home by filing under Chapter 13.

*DON'T LET DEBT CONTROL YOUR LIFE*

Are you facing foreclosure, repossession, levies, or garnishments? Are you being sued for old debts that you are unable to pay? Are payday and title loan officers calling your phone day in and day out?

Contact The Law Office of Stephen Bulgarella today at (205) 379-1234 to find out how you can take back control of your finances by eliminating debt for pennies on the dollar while getting a fresh start on vehicle payments and mortgage payments.

Call us today for your FREE consultation.

-Stop foreclosures; catch up on arrears over five years at a low interest rate

-Stop vehicle repossession while often lowering both the principal balance and the interest rate on the vehicle(s).

-Stop garnishments and levies, eliminating the underlying debt

-Eliminate debts due to payday loans, credit cards, medical bills, and other junk debt

As thousands of mortgage forbearance agreements expire, countless American households must now address large default balances or face foreclosure.

If you have fallen behind on payments and want to keep your home or vehicle, contact The Law Office of Stephen Bulgarella today at (205) 379-1234 to discuss the options available to you to repay, reduce, or eliminate debt.

Consultations are always free.

Forbearance rate drops below 1.5% - HousingWire Servicers’ forbearance portfolio volume dropped in December to a level below 1.5% for the first time in 18 months.