Ruby Cuadra - Liv Texas

☔️ Good Morning, Friends! ☔️

Wishing everyone a wonderful week ahead! Just a friendly reminder that rain is in the forecast for much of this week, so don’t forget to keep an umbrella in your car or bag before heading out. 🌧️☂️

Rainy days can be great for staying cozy at home, but if you’re thinking about buying, selling, or touring homes, don’t let a little rain stop you! I’m here to help with all your real estate needs, rain or shine. 🏡

Stay safe, drive carefully, and have a blessed week!

Ruby Cuadra, REALTOR®
📞 832-938-7333

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🏡 What Does Your Mortgage Payment Include?

Many people think their mortgage payment only covers the loan, but it often includes much more!

Your monthly payment may consist of:

💰 Principal – The amount that goes toward paying down your loan balance.

📈 Interest – The cost of borrowing money from the lender.

🏠 Property Taxes – Taxes assessed by your local government.

🛡️ Homeowners Insurance – Protects your home from covered damages and losses.

💳 PMI (Private Mortgage Insurance) – May be required if your down payment is less than 20%.

This is often referred to as PITI:
✔️ Principal
✔️ Interest
✔️ Taxes
✔️ Insurance

Understanding what’s included in your payment can help you budget more confidently and avoid surprises during the home-buying process.

Have questions about buying a home or what your monthly payment could look like? Send me a message! 📩

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