Melissa Randall - Move With Mel

A refinance isn't just about getting a new interest rate. 🏡 It can be a valuable tool to help align your mortgage with your current financial goals and life circumstances. Whether your priorities have changed since you first purchased your home or you're looking for ways to make your equity work for you, it may be worth exploring your options. If you've been wondering whether a refinance makes sense for your situation, send me a message and let's chat!

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]
https://www.prmg.net/loanofficer/melissa-randall
Book a FREE consultation at movewithmel.org 💻
NMLS: 2728257

🏡 Open House Weekend is HERE!

If you’re thinking about buying, open houses are a great way to explore what’s out there, get a feel for neighborhoods, and start narrowing down your options.

BUT here’s what most people don’t realize… 👇

The agent hosting the open house represents the SELLER — not you.

That means their job is to protect the seller’s best interest, negotiate for the highest price, and get the best terms for THEM.

💡 So who’s protecting YOU?

Before you start touring homes this weekend, make sure you have someone in your corner advocating for your best interest, your money, and your future.

I’d love to be that for you 🤍

Whether you’re just browsing or ready to buy, I’ll help you:
✔️ Understand the process
✔️ Avoid costly mistakes
✔️ Negotiate like a pro

📲 Message me “OPEN HOUSE” and I’ll get you set up the right way before you go!

Melissa Randall, Realtor/Lender
HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]

https://www.prmg.net/loanofficer/melissa-randall

Book a FREE consultation at movewithmel.org 💻

NMLS: 2728257

Move With Mel Here to Make Your Journey Easy—From Keys to Contracts and Beyond

Your debt-to-income (DTI) ratio plays a major role in the mortgage process. DTI adds up obligations like credit cards, auto loans, student loans, and your projected housing payment, then divides that total by your gross monthly income. A lower ratio generally provides more flexibility, but acceptable limits can vary depending on the loan program and your overall financial profile. Knowing your DTI early can help you understand your budget, strengthen your buying power, and prepare for a smoother homebuying experience. Questions about your options?

Let's connect.

HomeSmart/PRMG
💎Multi-Million Dollar
👩🏾‍🏫 Certified Mentor
💨Express Offer Certified
🚚Relocation Certified
💰Lender & Financial Advisor
✍🏾 Notary
📱: 410-844-2031
☎️: 443-269-7310
📧: [email protected]
https://www.prmg.net/loanofficer/melissa-randall
Book a FREE consultation at movewithmel.org 💻
NMLS: 2728257 See less

Take a look at the breakdown of the April National Housing Report

www.youtube.com