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HST.roseminick

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04/20/2026

April is Stress Awareness Month, making now a great time to check in on how your benefits can help you navigate chronic stress.

The good news is that many plans cover key physical health care services that can help treat the physical symptoms of stress. This can include preventive care, specialist visits, and primary care visits.

Additionally, mental health care services, including therapy, psychiatric services, and telehealth options, are also commonly covered. Seeking specific mental health care can help you address the root causes of the stress you experience and help you learn coping strategies.

Getting support for physical or emotional symptoms of chronic stress is important for your long-term health and wellness. If you have questions about your coverage, don’t hesitate to reach out. We’re here for you.

03/08/2026

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progress made toward gender equality, and recognize the work that still lies ahead.

While this is a global holiday, there are so many influential women to celebrate at the community level. That is why, in recognition of this day, we encourage you to shout out a female leader or mentor in the comments.

03/03/2026

March is Workplace Eye Wellness Month, and it’s the perfect time to consider how your benefits package supports employee eye health.

Routine eye exams do more than just update a prescription for glasses. They can detect early signs of chronic conditions, such as diabetes and high blood pressure — making vision care a wise investment in your team's overall well-being.

Here are three ways to add or enhance vision coverage:

1️⃣ Group Vision Insurance – Comprehensive and commonly bundled with health or dental plans.
2️⃣ Vision Health Reimbursement Arrangements (HRAs) – A tax-advantaged way to reimburse employees for vision care.
3️⃣ Voluntary Vision Benefits – No employer contribution required; employees can opt in and save through group rates.

For big budgets and small budgets alike, there are vision coverage options available for employers. Want to explore the best fit for your team? Give us a call today.

02/25/2026

Life can be unpredictable, but your family’s future doesn’t have to be. Life insurance helps safeguard your loved ones from financial uncertainty and gives you the peace of mind that they’ll always be cared for. What’s more, many policies offer a financial cushion you can draw on during your lifetime.

Choosing your life insurance policy is a big decision; don’t go it alone. Our team is here to guide you through the process, avoiding cookie-cutter solutions and ensuring you find the right policy for your lifestyle and budget.

Want to explore your options? Call our office today. We are here to help.

11/26/2025

The Medicare Annual Enrollment Period ends soon — December 7th is just around the corner.

Now is the time to make any changes to your Medicare health or prescription drug coverage for the upcoming year. This unique window is open to all Medicare beneficiaries, unlike other enrollment periods with more limited eligibility.

Need guidance? Our team is here to help you navigate your options. Don’t wait — contact us before the deadline!

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Address


1012 Oak Glen Circle
Ballwin, MO
63021

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6am
Saturday 8am - 6pm