Austin Summit Team

Certain financial moves can put your loan approval at risk, even right before closing. That’s why we always remind our buyers to check in before opening a new credit card or making a big purchase. Have questions? We're just a message away and happy to connect you with a great local loan officer too!

Thinking about buying a fixer-upper? 🛠️ Here's a quick breakdown of how renovation loans can help.

Look into FHA 203(k) or Fannie Mae’s HomeStyle® Renovation Loan. These let you roll the cost of buying and renovating into one mortgage.

What You’ll Need:
✔️ Pre-approval from a lender experienced in renovation loans
✔️ Detailed contractor estimates for the work
✔️ An appraisal based on the post-renovation value, not the current condition

The process may take a little more time and planning, but with the right team and loan, your ideal home is absolutely within reach. 🏡✨

Your credit score plays a big role in your homebuying journey, so it’s important to be prepared! 📝 Having a few key documents ready can make the mortgage process smoother and faster. We're here to help you feel confident and informed every step of the way. Thinking about buying soon? Let’s chat and make a plan!

Looking to give your home a fresh, elevated feel without breaking the bank? Here are four simple upgrades that can make a big impact:

🎨 Fresh Coat of Paint: Fresh paint can liven any room, making it feel brighter and more inviting.
💡 Upgrade Light Fixtures: Swap out old fixtures for modern designs to instantly change the vibe and ambiance of your home.
🚪 Revamp Your Front Door: A new coat of paint or stylish hardware can add instant curb appeal and make your home feel more welcoming.
✨ Add Crown Molding: Subtle, yet impactful. Crown molding can instantly elevate the elegance and finish of any room.

These upgrades are generally cost-effective, stylish, and can truly transform your space—no renovation required!