Libby Agency

At Libby Agency, LLC, we understand the importance of securing the right Medicare insurance to meet your needs. Our team in Augusta, ME is dedicated to providing personalized service and expert guidance to help you navigate your options.

Medicare Part D is a federal program that began in 2006. It provides Medicare beneficiaries with access to retail prescription drugs at affordable copays.

Many people new to Medicare feel surprised to find that Medicare covers only 80% of your Part B expenses. The other 20% can be devastating to you financially if a serious illness arises. You can choose a Medicare Supplement that will pay some or all of that 20% for you, among other things.

Getting “Preauthorized” means a decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.