PRP Insurance

PRP Insurance

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Pinetree Retirement Planning, P.A. is a privately owned insurance agency offering products for all age groups. Our primary focus is on assisting Medicare beneficiaries with affordable and suitable products for their retirement. We offer Medicare Supplements, Medicare Advantage, Prescription Drug Plans, Long Term Care Insurance, Life Insurance, Senior Dental Plans, and Fixed and Indexed Annuities.

09/05/2025

The Emotion We Don’t Talk About in Retirement

🎉 “Congratulations, you’re retiring!”

That’s what everyone says. Smiles, cake, maybe a party. On the outside, it’s all celebration. But on the inside? Sometimes your hands are shaking.

Retirement isn’t just freedom — it’s a big change. Questions creep in:
Will my savings last?
What will I do with my time?
Who am I without the work I’ve done for decades?

These are the feelings we don’t always talk about. And that’s okay. Retirement is exciting, but it’s also emotional , and even a little scary.

At PRP Insurance, I’ve walked beside people through this season for years. My job isn’t just about policies , it’s about helping you feel steady when the ground shifts beneath you.

09/04/2025

Then vs. Now in Insurance 🕰️

Back in the day, I would drive hours for a single appointment . hoping the client would be home and ready to sit down at the kitchen table. That was the way business was done. in 1995, Gosh, did I get age myself lol

Now? It’s so different.
✅ We can meet by phone.
✅ We can connect over Zoom.
✅ I can even set up an online enrollment for those who prefer to review at their own pace.

I’ll admit — it took me a little while to get used to this new way of working. But today, I love the flexibility. It means I can truly meet clients where it works best for them.

And whether it’s guiding someone through Medicare or helping young families find the right life insurance coverage, the heart of the work hasn’t changed: it’s about protecting people and giving them peace of mind.

09/03/2025

The Annual Test That Keeps Me on My Toes ⏰

For 25 years, I’ve taken the same grueling exam, with some tricky new questions, the AHIP certification test! I do it to stay qualified to offer Medicare Advantage plans.

Here’s how it works:
I spend hours going through all the study material. Then… the clock starts ticking. ⏳ My heart races, palms sweat, and I’ve got just enough minutes to get a passing score. Every year it feels like a near heart attack! 💓

So why do I put myself through it? Not for fun. Not for bragging rights.
👉 I do it because you’re worth it.

Passing that test means you can trust me to bring you the most current, accurate, and compliant guidance when it comes to Medicare. And that’s worth every nerve-racking minute. Don't stress, that's may job lol. I got this and I got you too!

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Auburn, ME