Key Spence Realty

Your ratios matter!
Day 9 of the 2026 Homybuying challenge.

👉 your challenge for today is to List all monthly debts and compare them to your take-home pay.
👉 TOOL: Use my Debt-to-Income Snapshot Tool to understand your position. Dm me to get a copy of it

Don’t kill your approval!

2026 Homebuying challenge Day 8.

Preparation means protecting your profile until you have keys in hand.

👉 CHALLENGE ACTION: Pause all non-essential purchases while preparing to buy.
👉 TOOL: DM me for a copy of my Buyer Financial Do’s & Don’ts Guide so you don’t accidentally disqualify yourself.