BLACK ARK Co.

When you pay or settle a collection and it is updated to reflect the zero balance on your credit reports, the account is still in collections.

🗣it will just go from UNPAID to PAID 🤯

Some credit score models it will change (such as Vantage which is shown on credit karma and most lenders use FICO) so paying the collection off just because you would like an increase to your score most likely won’t happen... UNLESS IT IS DELETED RIGHT AFTER IT HAS BEEN PAID..

Black ARK Consulting know the laws and would love to help.

❗️$75 for us to review your credit report and create 5-10 customized letters on your behalf and you mail them out yourself.

❗️$99 a month with a 1 time $220 enrollment fee, we can do it for you and just update you every 30-45days.

❗️Purchase our e-book for $50 and learn so much about credit.

Before you begin do-it-yourself credit repair, you’ll want to get copies of your full credit reports from all three bureaus (Experian, TransUnion, and Equifax)

Credit scores range from 300 to 850. A score of between 700 and 740, depending on the scoring method used, is considered “good credit” and usually enough to qualify you for the best credit cards and lowest mortgage rates.

The next step in credit repair is to dispute ALL incorrect information on your credit report.

❗️Pay all of your bills on time
❗️Pay down debt (especially credit card debt)
❗️Avoid applying for credit
❗️Rebuild your credit

If you want to fix bad credit, you need to start paying all of your monthly bills on time, no exceptions.