Greg Simpson - Country Financial
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I pride myself on working hard to provide the best possible service to my clients. Being able to help people is a central part of my life and I’m happy I can be of service to my clients and community. I also enjoy meeting new people and building one-on-one relationships. Open and honest discussions are an easy way for my clients and I to connect and ultimately, help them secure their financial sec
03/08/2026
Deductibles are a key part of your car insurance policy. When you have a car insurance claim, your deductible is the amount of money you pay for car repairs before insurance starts paying.
❔-- How does a deductible work?
When you buy a car insurance policy, you’ll select a deductible amount that you're comfortable paying. Your insurance company will use this amount to set your premium.
If something happens to your car, you’ll file an insurance claim. Your insurance company will take your deductible amount out of the total payout of the claim.
❔-- How do deductibles affect rates?
Your chosen insurance deductible will impact the premium you pay for your car insurance policy. In general, if you choose a higher deductible, you'll have a lower premium, and vice versa.
❔-- Why do I have to pay a deductible?
Insurance deductibles play a key role in how car insurance works. You pay a deductible to help:
• Control insurance costs
• Encourage responsible behavior
• Prevent fraud
As always, contact me so I can help you choose the right deductible for your car insurance needs.
Learn more about ways to save on your car insurance with our Multi-Policy discount here: www.countryfinancial.com/en/multi-policy-discount.html
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we believe the more you know about insurance, the better prepared you’ll be to make decisions. Follow us for more insurance and financial info.
03/02/2026
Based on your answers to the questions in the slides, you may be missing important coverage. Proper protection is important for you and your employees. Call me today!
Why invest the time to do an inventory of your home? Think about this. If something were to happen to your home and the belongings inside of it were destroyed, could you list every item you own right then in that moment?
Probably not. That’s why you should do one. It’s easier to do than you think and only takes about 10 minutes. We’ll show you how.
✔️ Use your phone – Capturing it on video is the most efficient way to do a home inventory. The more detailed you are, the better it will be. You don’t need to capture video of everything you own. But you do need to go room by room and show what you can see.
✔️ Use narration – This is a key step. Use your words and describe what you’re recording. To make things easier, do a video clip for each room in your home (don’t forget closets and the garage).
✔️ Focus on big-ticket items – Think of things like flat screen TVs, computers, expensive furniture and valuables (jewelry, etc.). If those items have stickers with serial or product numbers, zoom in and show those in your video.
✔️ Save the video in the cloud – If you only save your video on your computer, what happens if it’s destroyed along with your other stuff? That’s why you should email it to yourself, share it with your spouse or relative, or send it to your insurance agent.
✔️ Update your home inventory once a year – Check in with your insurance agent annually to discuss any major purchases you’ve made since the last time you did an inventory. Be sure to add those new items to your update.
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Address
2500 W. Broad Street , Suite 607
Athens, GA
30606
Opening Hours
| Monday | 9am - 5pm |
| Tuesday | 8am - 5pm |
| Wednesday | 9am - 5pm |
| Thursday | 9am - 5pm |
| Friday | 8am - 5pm |
