Frontier Insurance Services

Let's play a quick game. 😅

How many of these Medicare mistakes have you made?

⬜ Googled Medicare and got 27 different answers
⬜ Took advice from a neighbor who "knows a guy"
⬜ Said, "I think I'm covered..." without actually knowing
⬜ Called the 1-800 number and gave up on hold
⬜ Lost your insurance card right when you needed it
⬜ Asked your adult child for help and ended up more confused

If you checked more than one...

You're normal.

Medicare is confusing because there's too much information—not too little.

That's why having someone who can give you straight answers matters.

How many boxes did you check?

Two words Medicare beneficiaries never want to hear:

Prior Authorization.

Translation?

Your doctor says you need something.

Your insurance plan says:
"Let's talk about it first."

That means extra paperwork.

Extra waiting.

And sometimes extra frustration.

The biggest surprise?

Many people don't know their plan requires prior authorization until they're trying to get the care or medication they need.

That's why it's important to understand how your coverage works before you need it.

DM SUMMER if you have questions about your Medicare plan or coverage.

Has prior authorization ever delayed your care?