Insure Right Insurance Agency

💰 What's a deductible — and how does it affect your home insurance?

Your DEDUCTIBLE is the amount you pay out of pocket before your insurance kicks in.

Example: If you have a $1,000 deductible and file a $10,000 claim, you pay $1,000 and your insurer pays $9,000.

💡 Higher deductible = Lower monthly premium | Lower deductible = Higher monthly premium

The right deductible depends on your financial situation and risk tolerance.

🏡 Not sure what deductible is right for you? Let's talk it through — Insure Right is here to help you find the perfect balance!

📋 Know how to file a home insurance claim BEFORE you need to!

Here's a quick guide:
1️⃣ Ensure your safety first
2️⃣ Document the damage — photos and video
3️⃣ Prevent further damage if safe to do so
4️⃣ Contact your insurance agent ASAP
5️⃣ Keep receipts for any emergency expenses
6️⃣ Work with your assigned claims adjuster

💡 Pro Tip: Never throw away damaged items before the adjuster inspects them.

🏡 At Insure Right, we guide you through the claims process every step of the way. You're never alone!

⚖️ Accidents happen — even at home. If a guest is injured on your property or your dog bites a neighbor, your HOME INSURANCE LIABILITY COVERAGE can protect you!

🐾 Liability coverage helps pay for:
✅ Medical bills for injured guests
✅ Legal fees if you're sued
✅ Property damage you or your family accidentally cause

💡 Most standard policies include $100,000 in liability coverage — but many experts recommend at least $300,000. Is YOUR liability coverage enough? Let's talk! 📞