FinancialGinger

🚨 25% of Your Income on Debt Payments = Financial Bleeding

It does not matter if you make $40k or $400k. That much debt service is bleeding 💸💸💸money that should be going toward your retirement, or buying a house, or literally anything else

There is good debt (house, reliable car) and there is bad debt (financing burritos, vacations, and lifestyle on 29% credit cards).

If we could Dave Ramsey the government, we would all be better off. But do not wait for them. Fix your own finances first.
💸Ready to get better with money?💸

Welcome to my page. I’m Jacob Johnson, your FinancialGinger. I help everyday people make smarter money decisions and build real wealth.
Follow along for more straight talk finance, debt free strategies, and practical money tips.

What is one area of debt you are trying to tackle right now? Let me know in the comments 👇

💰 Super Simple Way to Start Investing in the S&P 500

Want an easy entry point? Open a brokerage account at Vanguard and start small.

Build your emergency fund first, then try something like putting half your money into an S&P 500 index fund and half in cash. Slowly increase your stock allocation as you get comfortable watching the market go up and down.
Investing is a muscle you build over time.

Ready to invest? Welcome to my page, I teach people to invest and make BETTER money decisions each day.

Listen to the full episode with Tom Bernard on FinancialGinger Podcast!
What’s your biggest investing question right now? Drop it in the comments 👇