Confluence Wealth Management

🎉 Happy 40th Birthday, Robert! 🎉

Join us in celebrating this milestone for a true all-rounder — a golf-loving, sports car-obsessed, CrossFit-crushing, finance extraordinaire! Wishing you a day filled with birdies, horsepower, PRs, and smart moves.

🥳 Here's to the big 4-0!

Did you see this article on Riverbender.com?

https://www.raymondjamesconnect.com/akkgJk

Scams like this are increasingly common and can look very convincing. Always remember: legitimate companies will not contact you unsolicited, demand money transfers, or ask for remote access to your computer.

Protect yourself:
• Do not click on suspicious pop-ups or links.
• Never provide personal or financial information to unsolicited callers.
• Do not allow unknown individuals remote access to your device.
• Do not move or "secure" your money at someone else's direction.
• Run your own antivirus and security scans using trusted software.
• If something feels off, stop and verify through official channels.

If you believe you are being targeted by a scam, disconnect your device from the internet and contact your local police department immediately.

🥂 Last Saturday, we celebrated not only meeting, but exceeding, our 2025 Champagne Moment goal with a team dinner at Olive + Oak. This milestone is a reflection of the hard work, collaboration, and commitment of our amazing team, as well as the trust our clients place in us each and every day. ***Swipe to see Jack & Robert's bottle-poppin' faces 😂***

As we look back on the year that's passed, there's much more to celebrate beyond surpassing our new asset goals.

Jesse received his Series 7 and Series 66 licenses - a huge professional achievement. Even more exciting, his family celebrated the birth of their first child.

Jack was honored to receive the Hometown Star Award from the Alton-Godfrey Rotary Club, which highlights the ways he continues to invest in the people and future of this community.

Robert was named one of The Telegraph's Professional's Under 40 list for 2025, as well as 2025 Forbes Best-In-State Top Next-Gen Wealth Advisors. These honors speak to his exceptional work ethic and dedication to serving clients with excellence.

Hitting these goals requires a lot of work behind the scenes, and none would have been possible without the unwavering support of Jeni.

We're beyond thrilled with our growing team - including Afton who joined a few short weeks ago - and thankful for the community that supports us. Here's to continued success and many more moments worth celebrating. 🥂

"2025 Forbes Best-in-State Next-Gen Wealth Advisors, developed by Shook Research, is based on the period 3/31/24 to 3/31/25 and was released on 8/6/25. 49,859 nominations were received and 2,018 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award."

"The Hometown Star award is not based in anyway on the individual's abilities in regard to providing investment advice or management. This ranking is not indicative of advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Raymond James is not affiliated with the Alton/Godfrey Rotary Club."

New Year, New Limits 🎊

IRA contribution limits are rising in 2026—giving you more room to save for retirement the tax-advantaged way.

Curious how to make the most of the new limits in 2026? We're here to help!

Here Are the New IRA Contribution Limits for 2026 fool.com

At Confluence Wealth Management, we're thankful for so many things. Particularly, we're thankful for our incredible clients who trust us with their most precious assets, three strong market years in a row (don't let us down now!), and our ever supporting families.

From our table to yours, we're grateful to be part of such a generous and supportive community.

Hometown Star Alert!

Big congratulations to our very own Jack Hoelscher on receiving the Hometown Star Award from the Alton Godfrey Rotary Club!

Jack's journey has taken him from Alton High ➡️ Tulane University ➡️ a 15-year career with John Deere across the country… but something kept calling him back: home.

In his acceptance speech, Jack reminded the Rotary Students of the Month that success doesn't always require a big city skyline—it's built on connection, relationships, and trust. And the Riverbend community has all of that in spades.

Jack's message was clear: explore the world, but never underestimate the power of your roots. Because sometimes, the best place to grow… is the place that grew you.

We're proud to celebrate Jack's love for Alton, Godfrey, and the Riverbend, and the way he continues to invest in the people and future of this community.

👏 Join us in congratulating Jack on this well-deserved honor! 👏

"The Hometown Star award is not based in anyway on the individual's abilities in regard to providing investment advice or management. This ranking is not indicative of advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Raymond James is not affiliated with the Alton/Godfrey Rotary Club."