Etteca Capital Partners

Volatility vs profitability.

Many try to time the stock market to make a quick profit off a stock. There are times where people have definitely made a profit but also some who have been burnt by it. However, finance professionals advocate a long term perspective as a strategy to investing and growing wealth.

The debate between timing the market for short-term gains and long-term investing hinges on how volatility affects profitability. Let's dissect both approaches.

Just as in life, navigating financial markets requires a balance of caution and courage.

At Etteca Capital Partners, we understand that balance and promise to tailor our advice to suit your unique circumstances, ensuring that calculated risks pave the way to financial success.

The government announced that the Central Provident Fund (CPF) Special Account (SA) for members aged 55 and above will be phased out starting in early 2025.

This means that your existing SA savings up to your Full Retirement Sum (FRS) goes to the Retirement Account (RA) for higher interest, and anything above goes to the Ordinary Account (OA) with a lower rate.

This can ultimately boost your retirement income. However, some may experience a loss of flexibility with OA restrictions.

So what can you do? Here are some tips for you to keep up with the changes.