Victoria Riotoc, Licensed Financial Advisor

You want to save up for your child's education but are a bit hesitant to invest in the stock market?

SUN SMARTER LIFE ELITE

Why Sun Smarter Life Elite?

1) Sun Smarter Life Elite is perfect for babies as it helps parents save up for their child's education through GUARANTEED INCOME in the form of ENDOWMENT.

Endowment is 8% of the face amount (coverage) and it starts at the 6th policy year and every other year onwards - FOR LIFE. In this example, 8% of 1M is 80,000.

2) Sun Smarter Life Elite is also DOUBLE the face amount (or coverage).

If you choose to keep this policy for your child until he gets older as an adult, he and his family will benefit from this coverage. In this case the coverage is 1M (total death benefit is 2M).

3) Sun Smarter Life Elite also has a supplemental cash benefit in the form of DIVIDENDS. They can also be left to accumulate for future use.

4) Sun Smarter Life Elite is only payable in 5 or 10 years, but coverage and endowment is UNTIL AGE 100.

So if you decide not to use the endowment for your child at age 18 (education), the policy can be kept until age 100 (with the endowment steadily increasing in value) so he could have GUARANTEED INCOME FOR LIFE. 🙂

Note: Adults can also benefit from Sun Smarter Life Elite - to let endowment accumulate for retirement and as additional income in our senior years! 🙂

If you wish to know more about this, feel free to send me a message so we can discuss the right plan for you and your family. 🙂

This is what your ‘Teka lang muna’ or 'next year na' costs you.
Yes!!! Only a year later but had a huge difference for your retirement fund.

Reach out to a financial advisor. We can customize a plan that suits your priorities and budget.

Message me to know more. 😉

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