BALAI Pinoy -anan

‼️FOR SALE‼️
ASHIRA CROWN CATARMAN 👑
(2-Storey Townhouse)

House Inclusions and Specifications:
(Semi-Furnished)

✅ Living Area - Sofa with coffee table
✅ Dining Area - Dining Table (4 pax)
✅ Kitchen - Single kitchen sink and cabinet
✅ Common Bathroom - With accessories except Hot and Cold water
✅ 2 Bedrooms - Single bed without foam and with single cabinet
✅ Master’s Bedroom - Queen size bed without foam with cabinet and bathroom
✅ Tiles - White tiles
✅ Lightings - Ceiling mounted and pin lighting

Features and Benefits:
📌 Gated Entrance - For safety and security.
📌 Drainage System - To prevent water accumulation which can lead to flooding.
📌 Main Power Line - Big savings - cost from connecting to the power provider.
📌 Main Water Pipeline - Provides additional water flow and fire protection too.
📌 Street Lights - Promotes security.
📌 Concrete Roads - Provides and excellent riding surface.

Amenities:
✅Clubhouse
✅Swimming pool
✅Fitness gym
✅Concrete Roads
✅Drainage System w/ gutter
✅Main Power Line
✅Main Water pipe line
✅Street Lights
✅Gated Entrance

Location:
Catarman Dauis-Panglao Island Bohol
👉Along the hiway
👉Around 5 minutes drive to The Bohol Panglao International Airport
👉3 minutes drive to Bikini Beach

CLOSE TO EVERYTHING!!!
✅Bohol Panglao International Airport
✅Resorts
✅Beaches
✅Church
✅Malls
✅Tagbilaran City

😍GET THE BEST OF BOTH WORLDS
ENJOY COUNTRY LIFE NEAR THE CITY!😍

License to Sell No.: LS-R07-21-076

Interested? Let's talk!


JAMEGLER ROSALES GAMUZARAN
Real Estate Salesperson

ADVICE TO ALL EMPLOYEES 🍀

1. Build a home earlier. Be it rural home or urban home. Building a house at 50 is not an achievement. Let all your family have good time in your house, build more memories in your home.

2. Go home. Don't stick at work all the year. You are not the pillar of your department. If you drop dead today, you will be replaced immediately and operations will continue. Make your family a priority.

3. Don't chase promotions. Master your skills and be excellent at what you do. If they want to promote you, that's fine if they don't, stay positive to your personal.
development.

4. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

5. Don't ever compete with your bosses. You will burn your fingers. Don't compete with your colleagues, you will fry your brain.

6. Ensure you have a side business. Your salary will not sustain your needs in the long run.

7. Save some money. Let it be deducted automatically from your payslip.

8. Borrow a loan to invest in a business or to change a situation not to buy luxury. Buy luxury from your profit.

9. Keep your life,marriage and family private. Let them stay away from your work. This is very important.

10. Be loyal to yourself and believe in your work. Hanging around your boss will alienate you from your colleagues and your boss may finally dump you when he leaves.

11. Retire early. The best way to plan for your exit was when you received the employment letter. The other best time is today. By 40 to 50 be out.

12. Join work welfare and be an active member always. It will help you a lot when any eventuality occurs.

13.Take leave days utilize them by developing yr future home or projects..usually what you do during yr leave days is a reflection of how you'll live after retirement..If it means you spend it all holding a remote control watching series on Zee world, expect nothing different after retirement.

14. Start a project whilst still serving or working. Let your project run whilst at work and if it doesn't do well, start another one till it's running viably. When your project is viably running then retire to manage your business. Most people or pensioners fail in life because they retire to start a project instead of retiring to run a project.

15. Pension money is not for starting a project or buy a stand or build a house but it's money for your upkeep or to maintain yourself in good health. Pension money is not for paying school fees or marrying a young wife but to look after yourself.

16. Always remember, when you retire never be a case study for living a miserable life after retirement but be a role model for colleagues to think of retiring too.

17. Don't retire just because you are finished or you are now a burden to the company and just wait for your day to die. Retire young or whilst energetic to enjoy waking up for a cup of coffee, enjoy the sun, receive money from your, visit nice place that you missed and spend good time with family. Those who retire late, spend about 95% of their time at work than with their family and that's why they see it difficult to spend time with their family when they retire but end looking for another job till they die. If they don't get another job, they die early.

18. Retire at your house than at government accommodation so that when you retire you can easily fit into the society that raised you. It's not easy to adjust to live in a location after spending more years at company house or at government house.

19. Never let your employment benefits make you forget about your retirement. Employment benefits are just meant to make you relax, get finished whilst time is moving. Remember when you retire no one will call you boss if you don't have a viable business.

20. Don't hate to retire because one day you will retire either voluntarily or involuntarily.

Hope this will help you look at life positively.

GOOD TO KNOW - KNOWLEDGE 101‼️

🔸️LAND TITLE VS TAX DECLARATION 🔸️

The Difference between the Certificate of Title versus Tax Declaration in the Philippine
CERTIFICATE OF TITLE
1. A document evidencing a right of ownership to a property
2. A document that attest to the fact that the person named is the owner of the property described therein subject to liens and encumbrances noted on it
3. It is registered with the Register of Deeds of the province or city where the land is located
4.The Certificate of Title is indefeasible and imprescriptible
5. All claims to the land are quieted upon issuance of this document
6. Recorded with the Register of Deeds of the municipality, city, or province where the land is located.

🔻🔻🔻🔻🔻🔻🔻🔻
TAX DECLARATION
1. A document that show good sign of possession only in the concept of owner, not ownership
2. Not conclusive evidence of ownership to property, but only a proof of payment of realty taxes
3. Recorded with the Assessor’s Office of every municipality or city where the land is located

▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️
Ang pagmamay-ari ng lupa ay napapatunayan sa pamamagitan na hawak na titulo na kung tawagin ay ang Transfer Certificate of Title (TCT) o Condominium Certificate of Title (CCT). Ayon sa maraming Supreme Court decisions “the best proof of ownership of a piece of land is the Certificate of Title” (Halili vs. Court of Industrial Relations, 257 SCRA 174 [1996]). Ito ang tinatawag na titulo ng lupa at wala nang iba pa.

Ang "tax declaration ay hindi titulo ng lupa. Maraming Supreme Court decision din ang nagsasabi na "Tax declarations and receipts are not conclusive evidence of ownership. At most, they constitute mere prima facie proof of ownership of the property for which taxes have been paid. In the absence of actual, public and adverse possession, the declaration of the land for tax purposes does not prove ownership." Ibig sabihin nito na ang tax declaration ay hindi siguradong ebidensiya ng pagmamay-ari ng lupa. While tax declarations and receipts are not conclusive evidence of ownership and do not prove title to the land.
▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️▪️

Ang tax declaration ay pwedeng i-apply para maging titulo. May dalawang pamamaraan ng pagpaparehistro ng lupa, ito ay ang sumusunod:

1. Judicial Proceeding – kung saan kinakailangan ninyong magfile ng petisyon para sa registration sa korte.

2. Administrative Proceeding –ito ay pamamaraan kung saan mag-file ng application para sa “Homestead Patent” sa DENR at ang registration ng patent na ito ang magiging batayan para sa pag-isyu ng Original Certificate of Title alinsunod sa Commonwealth Act 141 o ang “THE PUBLIC LAND ACT”.

‼️ HOUSE AND LOT IN BOHOL‼️
👉 Ready for Occupancy

VELMIRO GREENS 🏡
PANGLAO, BOHOL - Along the road -

🏡ZURI UNIT DETAILS:
2 Storey Detached ✨️l
FULLY FINISHED

Lot Area: 100 sq.m
Floor Area: 48 sq.m

✅ 2 Bedrooms
✅ 2 toilet and bath
✅ Living Area
✅ Dining Area
✅ Kitchen
✅️ Balcony
✅️ Carport

👉WITH AMENITIES‼️

Reservation fee: 20k
Monthly downpayment: 8k

Other model units available!!!

Interested? Let's talk!
JAMEGLER GAMUZARAN
09661648138

BIG House and Lot for Sale !
Location: Brgy. Inuburan, Naga City Cebu .

Lot area 430sqm
Floor area 480sqm

5 bedroom
3 toilet
Living room
Kitchen/dining
Balcony/terrace
Service area
2 very spacious balcony
With grotto
Can park up To 6 cars

🔥🔥🔥Pwedi butangan og swimming pool🔥🔥🔥

🍀Walking distance from highway 🛣
🍀Near fishport
🍀Near the beach
🍀Very peaceful environment
🍀Beach view on 2nd floor
🍀Very Spacious

Price: 8.3M Nett but negotiable‼️
RFS: Migration

Interested? Let's talk!

Real Estate 101
Transfer of Title; From mother Title to individual Subdivided Lot

The duration of the Transfer Process depends on the Nature and Origin of the Title.

In most cases, the ”Mother” title or the title that covers the entire property is usually under the name of the deceased parents or relatives of the Seller. This scenario takes the longest time to process. To wit:

1. Ex*****on of the EXTRAJUDICIAL SETTLEMENT OF ESTATE either for Partition or Sale. The ex*****on may take time because it requires the presence of all the heirs who have shares or interest of the property.

2. Next would be the Publication of the ExtraJudicial Settlement of Estate and the Processing and Payment of the Estate Tax.

3. Simultaneously, if the heirs agreed to a certain partition , they must Hire a competent Geodetic Engr., to survey and plot the Subdivision plan based on the agreed partition. Then, it will be submitted to DENR for approval. (This will usually take 3-12 months depending on the DENR.)

4. Upon completing the Publication Requirements, the heirs can now proceed with the BIR to settle the estate tax and wait for eCar to be released. (Usually 3-6 weeks)

5. Once the eCar is released, you may now proceed to the Registry of Deeds to update the Title. From the Old Title named after the deceased parents to the HEIRS.

6. Once the DENR will release the approval of the Partition/Subdivision plan, the heirs may now proceed to the Registry of Deeds (ROD) to apply for the Splitting of Title. This may take up to 6 weeks.

7. After the Titles are individualized and released, the heirs may now proceed to the Assesors for assessment, inspection and issuance of individual Tax Declaration.

8. Note: properties under estate taxes and subdivided among heirs will be annotated with encumbrances for its Liabilities under Sec. 4 Rule 74 for 2 years. This is a protection to all the heirs or creditors that are not aware or not uncluded in partition.

9. If you buy a portion of this property, you may now start the Transfer Process which may include the ff:

9A. Ex*****on of the final Deed of Sale with Title no. And description of the actual portion.

9B. Payment of Capital Gains Tax, Documentary Stamp Tax and other transfer Fees.

9C. After settling the BIR transfer Tax, you may now obtain your eCAR from from the BIR. (3-8 weeks)

9D. Once the eCAR is available, you may now proceed to the ROD for the transfer of title. (3-8 weeks)

9E. After the Release of the Title, you have to proceed to the Assessors office for inspection, assessment and issuance of new Tax Declaration.

The entire processing usually take 18-36 months depending on fast you can comply with all the requirements.