Save and Invest for a Better Future

5-10% will do.
Rest is also essential. 😊

Ctto 📷

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Transfer Money Fee and how to get it for FREE.

How you invest will ultimately dictate the quality of your future life.

The cardinal rule on building wealth is this – “Spend less than what you earn and invest the difference.” The first and most difficult hurdle is often the spending less part. I’ve always believed that there are only two forms of an expense – its either a need or a want. Lo and behold, most people I know (me included) who had a problem having a healthy cash flow are those who have difficulties controlling their ‘want’ expenses. In extreme cases, I’ve witnessed some people bring down their ‘need’ spending just to maintain their ‘wants’ – yikes!

The prudent thing to ensure we will have a healthy cash flow (where inflow of cash is far bigger than its outflow) is for us to be sensible in the way we spend. There is really nothing wrong on spending on ‘wants’ but when those spending are causing you to have a very unhealthy cash flow or worse, being in debt, it’s time to STOP.

Whatever you do, whether you eat or drink, do it all for the glory of God. ❤️❤️❤️

Work with purpose because work is from the Lord.

We each have work to do. Everything we do — from the way we work to how we talk — is an act of worship to God.

One of the reasons we work is to experience happiness in God (Ecclesiastes 3:22). When we exert energy to complete a task, there is joy from accomplishing something. God is the source of all work; our meaning is found in Him, no matter what work we’re doing.

Work also gives us the financial means to meet our needs, help others and worship Jesus. By working toward something and earning a living, we are building a life of freedom. Freedom is the ability to live according to God’s directions rather than according to the restrictions of our debts or obligations. Working is how God has designed us to live in this freedom.

God wants to do work in you, not just make you accomplish tasks. Perhaps you’re in a difficult job with challenging co-workers and impossible tasks. It may be a chance for you to grow in faithfulness, dedication and overcoming conflicts. When we work, our character is built and we’re better equipped to do more work God calls us to in the future.

Ultimately, our jobs are about stewardship. We’ve been given great opportunities to use our minds, bodies, creativity and attitudes that God has allotted for us. Be responsible and grateful for the resources and abilities you have. Work because you’ve received a task from Jesus, not just for a paycheck.

“And whatever you do, in word or deed, do everything in the name of the Lord Jesus, giving thanks to God the Father through him.” Colossians‬ ‭3:17‬ ‭ESV‬‬