OneNetworx Insurance

🚢 Is Your Cargo Protected When It Moves?

Every year, billions of pesos worth of goods travel through Philippine ports and inter-island routes — and many Filipino business owners assume their cargo is automatically covered by the shipping company. It is not.

Marine cargo insurance is one of the most important — and most overlooked — protections for importers, exporters, and SMEs. Here's what every Filipino business owner needs to know:

✅ Carriers and freight forwarders have severely limited liability — typically capped at a small amount per kilogram, far below the actual value of your goods.

✅ Modern marine cargo policies cover warehouse to warehouse — protection begins before the ship departs, including inland trucking at both ends of the journey.

✅ All Risks (Clause A) coverage starts at as little as 0.1%–0.5% of cargo value — a modest premium compared to a total loss.

✅ Open Policy arrangements are available for businesses that ship regularly — one annual policy covering all your shipments, simpler and more cost-efficient.

✅ Coverage must be arranged BEFORE your shipment departs — you cannot purchase insurance after a loss has occurred.

Whether you are importing goods from abroad, exporting products to international buyers, or shipping cargo between Philippine islands — marine cargo insurance ensures that when something goes wrong at sea, it does not put your business under.

📖 Read our complete guide: https://www.onenetworxinsurance.com/blog/marine-insurance-guide-importers-exporters-philippines

Need a marine cargo insurance quote? Our team compares options across multiple top Philippine insurers to find the right coverage for your business.

📧 [email protected] | 📞 (044) 761 8023

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