BGC

𝗖𝗿𝗲𝗱𝗶𝘁 𝗠𝘆𝘁𝗵𝘀

One of the biggest credit myths?
“Carry a balance to boost your score.”

False.

You do not need to pay interest to build credit.
Scoring models like FICO reward on-time payments,
low utilization, and responsible management — not unnecessary interest charges.

Carrying a balance only benefits the lender.
Paying on time benefits you.

Smart credit users let their statement post , then pay it off.
That’s leverage. Not liability.

At Lair Notary & Tax Preparations,
we teach strategy — not struggle.

Need smarter habits? We’ll show you.
Book your FREE 30-min consultation: lairnotarytaxprosllc.com/booking-page
Or Call: 504-318-4300 | 769-572-9033

For more detail visit us on the web: lairnotarytaxprosllc.com