Financial Independence

🏥 Just wrapped up my ACL Reconstruction Operation on my right knee, reminiscing on my left knee's surgery back in 2012. Back then, it cost me around 220,000, but now in 2023, the bill tallied up to 323,762.96. 😱 It's crazy how medical costs keep climbing with inflation. Thankfully, I took a proactive step and joined IMG a decade ago, learning how to stay ahead of inflation.

From my early working days to my current role as a full-time businessperson, IMG's discussion about healthcare has been a lifesaver, covering all my hospitalizations. And to ensure a secure future, I've also secured Long Term Healthcare for those golden years beyond 60.

Incredible shoutout to Intellecare and Kaiser – my recent operation cost 323,762.96 but thanks to these HMO heroes, I didn't have to spend a single dime. 🦸‍♂️ Imagine facing this without HMO coverage – a daunting thought, right?

For those of you riding the company healthcare wave, remember it's often short term. 🌊 What's your plan when age catches up? Let's chat about securing your healthcare future. Click here for a Long Term Healthcare quote: https://9655jf.imgcorp.com/quote/kaiser or just shoot me a message:
https://m.me/julius.f.montejo 📩 Your future self will thank you!

Do you know about the Abundance Formula?

So many of us want to save but could not start. It is because we are saving the wrong way. The usual formula that we use is:

Income - Expenses = Savings

What if none will be left after the expenses? Then you could not save anymore.

Why don't we change it to this one:

Income - Savings(20%) = Expenses(80%)

Through that formula we treat savings as a bill. In investing time is your ally and you can never turn it back. You need also a community that could push you to save because most of the people that we are with are accustomed to spending and usually the salary won't last till the next payday.

But wait! That is still not the Abundance Formula!
THIS IS:

Income - Tithes(10%) - Savings(20%) = Expenses(70%)

This is the formula that I have been using. Even if you are not religious just try it. Give the 10% to charities or organization that helps the less fortunate. The law of giving and receiving. Warren Buffet once gave 85% of his wealth to charity and for some reason his wealth just continued to rise even better than the previous years.

Learn about what we teach. We often wish to get out of our job or have a better life but we don't do anything outside of our situation today. As they said "A fool is someone who expects a different result, but does the same things over and over again."

If you want to learn more. Join our free webinars by registering through this link: https://9655jf.trulyrichmakers.com/generalfinancialeducationlive/

Or simply PM me

Doing the mission with a heart. ❤️

We can't just leave our OFWs uneducated about savings and investments. Ma'am Kabaisa will be joining us by the end of the month as one of the campaigners of financial literacy.

Congratulations to Shemae Recand for campaigning and helping her friend to know the importance of savings and investments

Do you want a Free 50,000 Personal Accident Insurance?

In line with our campaign to educate 30M Filipinos by 2030. We are giving away 30 vouchers of free 50k personal accident insurance. All you need to do is listen to our 15 to 45 mins. financial coaching.

We teach about personal finance Stocks, Mutual Funds, Building a Solid Financial Foundation, Rule of 72 and a lot more.

May financial education ka na, meron ka pang free 50k Personal Accident Insurance. Limited to 30 slots only. PM for reservations. :)