IPONaPinoy

“Ang tunay na kayamanan ay hindi nasa laki ng kinikita, kundi sa disiplina ng pag-iipon.”

Gusto mo bang mag-invest sa Stock Market pero:
1.) Wala kang oras mag-monitor.
2.) Wala kang oras mag-aral ng technical analysis.
3.) Hindi kalakihan ang kapital.

Pwede kang mag-invest sa Stock Market nang INDIRECTLY gamit ang Mutual Funds!

Pangmayaman lang ba 'to?
Hindi! P1,000 lang, pwede ka nang magsimula. Magdagdag ka lang ng P500, at magiging shareholder ka na ng mga malalaking kumpanya tulad ng SM, Jollibee, Meralco, at PLDT.

Bakit magandang mag-invest sa Mutual Funds?
- Professional na pinamamahalaan:
May mga eksperto na ang bahala sa pera mo.
- Madaling ma-withdraw:
Kapag kailangan mo na ang pera, madaling makuha.
- Diversified:
Ipinapamahagi sa iba't ibang kumpanya para mas ligtas.
- Mababa ang minimum investment: Pwedeng-pwede kahit maliit ang puhunan.
-Transparent:
Alam mo kung saan napupunta ang pera mo.
- Magandang track record: May napatunayan na sa pag-invest.
- Safe at secure: Protektado ang pera mo.
- Walang dagdag na bayad:
Kung ano ang inilabas mo, 'yun ang makikita mo.
- Walang tax sa kita: Buong-buo ang makukuha mong tubo.
For more details message us directly.

SOME LESSONS ON FINANCES: 🚢 ⚓️

1. Must have EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children is not your retirement fund, and your parents is not your emergency fund.

-Ctto