Filipina Digital Agent

Di na kailangan bayaran ang CGT!

For more details watch this video ⬇️

Hindi na kailangan magbayad ng Capital Gain Tax (CGT) sa pag-transfer ng titulo ng Bahay at lupa mo. #House #Land #NoMoreCGT #WalangCapitalGainsTax #CGTUpdate2025 #TransferNgTitulo #BahayAtLupaPH #RealEstatePH #LipatTitulo #realscorporation #BatasAtBahay #EstateTaxAmnesty #RealEstateTipsPH #KnowYourRightsPH #RealEstateSecretsPH #PhilippinePropertyLaw #WalangCGT2025 #romanjoeanoso

If you’re planning to buy a home soon, here’s a quick update on current home loan rates — as expected, Pag-IBIG has the lowest interest rates, but some banks are stepping up with promo rates and even free bank charges lately.

And just a tip : Don’t just go with the first option. Take time to compare— even a 0.5% difference in rates can mean thousands of pesos saved over the years.🙂

50% off na ang pamasahe sa LRT at MRT para sa lahat ng klaseng studyante simula ngayong araw June 20! Kasama ang elementary, high school, college, at postgraduate. Valid kahit weekend at holiday, basta may student ID or proof of enrolment. Commuting just got cheaper!

📍Click the link for full details : https://www.tripzilla.ph/-/23418



CTTO

50% off na ang pamasahe sa LRT at MRT para sa lahat ng klaseng studyante simula ngayong araw June 20! Kasama ang elementary, high school, college, at postgraduate. Valid kahit weekend at holiday, basta may student ID or proof of enrolment. Commuting just got cheaper!

📍Click the link for full details : https://www.tripzilla.ph/-/23418

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝟭𝟬𝟭

🏠 DEED OF SALE, CONDITIONAL SALE, OR CONTRACT TO SELL? Know the Difference!

When buying or selling property, the kind of document you use matters. Here’s a quick guide to help you understand which document fits your transaction best:

🔹 DEED OF ABSOLUTE SALE
This is used when the sale is final and full payment has been made. Ownership is transferred to the buyer right away.
✅ Best for: Cash sales or when full payment has already been settled.

🔹 DEED OF CONDITIONAL SALE
This is used when ownership is transferred immediately, but with certain conditions (e.g., balance payment in installments). If the buyer fails to meet the condition, the seller may rescind the contract.
✅ Best for: Sales where the seller allows the buyer to take ownership early, subject to conditions.

🔹 CONTRACT TO SELL
Here, the seller retains ownership until the buyer completes payment or meets agreed conditions. No ownership transfer until obligations are fulfilled.
✅ Best for: Installment payments or financing—protects the seller until full payment is made.

⚖️ REMEMBER:
Choosing the right document helps protect both buyer and seller. Don’t sign anything without understanding its legal effect.

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