IMG- IPON TIPS

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.
3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.
𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:
📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.
📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.
📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.
📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.
📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*
📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
Build for your future!!
Huwag mong antayin Tatanda ka nang walang Ipon!!
Think wisely💓♥️💓🇵🇭

MARAMI ang nagtatanong, ANO daw ang pinaka-RECOMMENDED na healthcare provider sa Philippines?
We actually recommend LONG-TERM HEALTHCARE that does not only stand as healthcare, rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.
Sa PILIPINAS,
NAG-IISA lang ang ganito sa market:
“KAISER LONG TERM HEALTHCARE”
It's a 3 in 1 plan, composed of
(1) Lifetime Healthcare,
(2) Lifetime Investment and
(3) Life Insurance.
HOW Does Kaiser Long Term Healthcare Work?
It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
(1) Healthcare
(2) Investment
(3) Insurance
This long-term care product is called the Kaiser Ultimate Health Builder.
How does it work?
The long-term care program has 3 phases:
the accumulation period,
extended period, and
the start of long-term care period (maturity).
1. (7years).
This is the part where the plan holder is made to save for 7 years. - paying period
At this period, the plan holder gets to have the following AMAZING BENEFITS:
- Free Annual Physical Exam
- Free Dental Benefits
- Waiver of Installment due to death.
- Waiver of Installment due to disability.
- Basic Medical Benefits
- Member’s choice of room and board
- Free Hospitalizaton with Annual Benefit Limit (starting at 50,000 per year depending on the plan, or higher)
2. (13years)
Since it is also an investment product, the fund has an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity.
The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The BENEFITS under EXTENDED period includes:
- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
- Lifetime Network access to over 500 major hospitals
- Additional Health Bonus when the market is at top performance
- Receives the VISA card after full contribution from the accumulation period
3. (beyond 20 years)
Upon MATURITY, the plan holder will receive the following BENEFITS:
- Total accumulation of unused health benefits
- Long term care benefit or the plan coverage
- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
- Additional health benefits when the market is at top performance.
All the above benefits will be GOOD AS CASH.
The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lump sum retirement fund.
The beauty of Kaiser long-term care program is that when a person gets sick, it is a HEALTH fund, but if not, it becomes your SAVINGS/INVESTMENT.
Unlike the traditional (short term or HMO) healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
The Kaiser long term plan covers beyond age 60 and above basing on the health fund accumulated in your account until age 100.

Alam mo ba?

Kapag ikaw ay nakasali sa aming community of SAVERS, INVESTORS and ENTREPRENEURS ay mayroon kang 60+ benefits at mayroon kang 1,000PHP as initial investment sa IMG Soldivo Strategic Growth Fund (Mutual Fund).

Sa halagang 20 pesos ay pupwede ka na mag top-up (dagdag) saiyong Mutual Fund investment.

"Maliit man sa inyong paningin, subukan mong gawin at araw-arawin, siguradong ikaw ay yayamin din."

"People who consistently invest can be wealthy because of a habit."

Message me for more details

ccto

Ayaw mong kumuha ng 𝐊𝐀𝐈𝐒𝐄𝐑 dahil may 𝐒𝐒𝐒, 𝐏𝐡𝐢𝐥𝐇𝐞𝐚𝐥𝐭𝐡 at 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 ka sa bangko?
𝐀𝐧𝐨 𝐚𝐧𝐠 𝐛𝐚 𝐦𝐞𝐫𝐨𝐧 𝐬𝐚 𝐊𝐀𝐈𝐒𝐄𝐑 𝐧𝐚 𝐝𝐚𝐩𝐚𝐭 𝐦𝐨𝐧𝐠 𝐩𝐚𝐠 𝐢𝐬𝐢𝐩𝐚𝐧?
𝐀𝐧𝐨 𝐚𝐧𝐠 𝐩𝐢𝐧𝐚𝐠𝐤𝐚𝐢𝐛𝐚 𝐧𝐠 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑, 𝐬𝐚 𝐢𝐛𝐚𝐧𝐠 𝐇𝐌𝐎 𝐚𝐭 𝐏𝐇𝐈𝐋𝐇𝐄𝐀𝐋𝐓𝐇?
Read until the end to know more about 𝐊𝐀𝐈𝐒𝐄𝐑 😊
‼️ 𝐑𝐞𝐠𝐮𝐥𝐚𝐫 𝐇𝐌𝐎
🔘 Taon-taon kang mag babayad para ikaw ay covered at tumataas ang binabayaran mo dahil nadadagdagan ang edad mo.
🔘 Hindi kana makaka-avail kung may sakit ka sa panahon na ikaw ay nag apply, kahit regular kang client.
🔘 No rebate kapag hindi mo nagamit dahil healthy ka that year.
‼ 𝐏𝐡𝐢𝐥𝐇𝐞𝐚𝐥𝐭𝐡
🔘 Sa PhilHealth, up to 60 years old tayong magrerenew. Hindi magagamit kung hindi rin tuloy-tuloy ang pag hulog.
🔘 15% to 20% lang ang discount sa hospital bills mo at hindi lahat ng sakit ay covered.
🔘 No assistance for beneficiaries beyond the age of 19 years old.
‼ 𝐊𝐀𝐈𝐒𝐄𝐑 𝟑-𝐢𝐧-𝟏
☑️ 3-𝒊𝒏-1 𝒑𝒓𝒐𝒅𝒖𝒄𝒕. May 🅷🅴🅰🅻🆃🅷🅲🅰🆁🅴 + 🅸🅽🅲🅾🅼🅴 🆁🅴🅿🅻🅰🅲🅴🅼🅴🅽🆃 + 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 kang magagamit. Wala kang extra na babayaran para sa pag-avail isa-isa. Kaya mayroon kang peace of mind.
☑️ 𝑽𝒆𝒓𝒚 𝒂𝒇𝒇𝒐𝒓𝒅𝒂𝒃𝒍𝒆. 7 years ka lang mag-iipon. Mabuhay ka man hanggang 100 years ay mayroon ka pa ring healthcare.
☑️ 𝑪𝒐𝒗𝒆𝒓𝒆𝒅 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒔𝒂𝒌𝒊𝒕, even pre-existing illnesses after the accumulation period.
☑️ 𝑺𝒂𝒈𝒐𝒕 𝒏𝒂 𝒍𝒂𝒉𝒂𝒕 𝒏𝒈 𝒊𝒚𝒐𝒏𝒈 𝒉𝒐𝒔𝒑𝒊𝒕𝒂𝒍 𝒃𝒊𝒍𝒍𝒔, from room accommodation kahit ilang buwan pa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
☑️ 🆄🅽🅻🅸🅼🅸🆃🅴🅳 🅵🆁🅴🅴 🅲🅾🅽🆂🆄🅻🆃🅰🆃🅸🅾🅽. Kahit araw-araw kang magpacheck-up at kahit iba’t – iba ang sakit mo bawat araw. (🅱🅴 🅰🅽 🅸🅼🅶 🅼🅴🅼🅱🅴🆁)
☑️ Kung magkano ang amount na binabayaran mo pagkasign mo kay 𝐊𝐀𝐈𝐒𝐄𝐑, yun lang rin ang babayaran mo for 7 years. 𝑵𝒐 𝒂𝒅𝒅𝒊𝒕𝒊𝒐𝒏𝒂𝒍 𝒇𝒆𝒆𝒔 𝒏𝒆𝒆𝒅𝒆𝒅.
☑️ May 🆂🆃🅾🅲🅺 🅼🅰🆁🅺🅴🆃 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 na 6% 𝒕𝒐 12% na pwedeng gamitin o ipamana sa iyong mga mahal sa buhay pagdating ng 𝒎𝒂𝒕𝒖𝒓𝒊𝒕𝒚.
☑️ Kung 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 ka while paying your policy, 85% 🅲🅰🆂🅷 🆁🅴🅱🅰🆃🅴 ang maibabalik sa iyo na palalaguin kasabay ng 🆂🆃🅾🅲🅺 🅼🅰🆁🅺🅴🆃 🅸🅽🆅🅴🆂🆃🅼🅴🅽🆃 mo.
So alin nga ba ang mas maganda?
𝐒𝐡𝐨𝐫𝐭 𝐓𝐞𝐫𝐦 (𝐏𝐇𝐈𝐋𝐇𝐄𝐀𝐋𝐓𝐇), 𝐒𝐒𝐒, 𝐒𝐀𝐕𝐈𝐍𝐆 𝐬𝐚 𝐁𝐀𝐍𝐊 or 𝐋𝐨𝐧𝐠-𝐭𝐞𝐫𝐦 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 (𝐊𝐀𝐈𝐒𝐄𝐑 𝟑-𝐢𝐧-𝟏)?
Kung ako ang tatanungin, dapat meron kang pareho. Pero malaki ang pagkakaiba nila.
𝐂𝐨𝐦𝐦𝐞𝐧𝐭 𝐨𝐫 𝐬𝐞𝐧𝐝 𝐚 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 𝐢𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭𝐞𝐝 𝐭𝐨 𝐤𝐧𝐨𝐰 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐊𝐚𝐢𝐬𝐞𝐫 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞.

Maganda ang Mutual Funds for long-term investments including KID'S COLLEGE EDUCATION FUND.
Ang kagandahan is pwede na po tayong mag-open ng Mutual Fund for a very small amount!
P1,000 - automatic initial sa IMG Soldivo Mutual Fund kapag nagenroll ka sa IMG
P20 - Minimum Top Up Anytime (you can top up any amount)
Invest in your child's future! Protect their dreams from uncertainties and risks.
Save up for your child's college tuition today through the IMG community membership platform as a Mutual Fund/Stock Market Investor.
Feel free to ask. Just send us a message.