Fortune Life Mindoro

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Fortune Life Education Plan
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▫️ May naging client ako, nakakatanggap sya ng assistance from lola ng baby nya 1,500.00 a month.

▫️ Education Plan Coverage na sinimulan nya for her baby is 100,000.00.

▫️Annually my client saves 18,376.00 it's 1,531.33 a month or almost 52 pesos a day. Nag dagdag lang sya ng halos 32 pesos a month para sa plan from 1,500 na assistance sa mother-in-law nya.

▫️ When baby reached 5 years old tapos na nyang i-set up ang Educ Plan ni baby. Dahil 5 years saving period lang naman ito. Tamang tama kase by that time iba na ang priority nilang mag ina. Baby will start to go to school maybe.

▫️ Somehow, ano man ang maging changes financially moving forward may peace of mind ang aking client na may nakalaan, dahil habang tumataas ang level ni baby sa pag aaral tumataas din ang kailangan bayaran.

▫️ Sa ika-16 years old kase ni baby 20,000.00 plus 10,000.00 scholar allowance ang matatanggap nya. May option si client na kunin na o wag muna, basta the fund is available na for use when he reached 16.

▫️A year after, 17 years old na sya dito. A 23,000.00 plus the scholar allowance of 10,000.00 will be given again.

▫️18 years old, 26,500.00 plus the 10,000.00 scholar allowance will be again available.

▫️ 19 years old, 30,500.00 plus 100,000.00 scholar allowance will be given again.

▫️And come 20th, a Graduation Benefit of 25,000.00 is waiting for him naman.

▫️ But that's not all kase although 100% ng coverage equivalent ay naibigay na, insured pa din sya until age 25, by this time posible meron na din syang work at able na sya to get his own Plan.

▫️So mas magaan di ba? Hindi man macover lahat ng gastos. Pero sa panahon na sinimulan ng aking client ang plan 1,541.33 pesos lang ang magaan sa kanya to save for the plan. Hindi naman kase lahat tayo ay kayang paglaanan agad ang posibleng gastos sa education para maging sapat ang plan. Most of us deal with it when we are there na. Pero sa mga nagsikap sa simula palang mas magaan ang mga susunod na taon.

▫️ Anong mangyayari kung sakaling mawala/madisable(sickness or accident) ang payor, or ang aking client na nagbabayad ng plan while paying? Wag naman pero it's possible.
Once baby reached 5 years old may cash assistance syang matatanggap na 10,000.00 yearly until he reaches 15.

Ganda di ba? Very simple. At lahat yan guaranteed at regulated ni Insurance Commission. Regardless of school kung san sya papasok lahat ng benefits will be enjoyed.

Kung mabigat ang 18k a year na 100,000.00 coverage, at wala naman nagbibigay ng 1,500 a month. May minimum tayo na 50,000.00 coverage na pwedeng simulan. Let me know kung gusto mong sendan kita ng quotation 😊

Cash Value.

Dahil Policy Holder ka, alam mo bang in times of emergency pwede kang makawithdraw sa'yong plan?

Cash value is a savings component na bini-build mo over the time if you're actively paying your premium or had paid it already. 80% nito can be used.

Naalala ko, meron akong naging client from before matagal na nyang natapos ang saving period ng kanyang plan. Nagsabi sya na may immediate financial need sya, aware sya about cash value. We processed the request to withdraw, hindi ko lang marecall ang exact amount pero very sufficient ang amount para sa kailangan nya. 3 or 5 working days namin inantay ang cheque.

Naikwento nya na sobrang laking tulong at natuwa sya na ang bilis lang, hindi kailangan ng madaming requirements and collateral. Naiparenovate pa nya ang bahay nila dahil may natira pa pala.

A year after, her company closed. Isa sya sa kailangan pakawalan ng company. Imagine the stress kung sa ibang institution sya nakapag loan, sa Insurance nya kase wala pang 1% a month ang interest. Fortunately with the last pay na natanggap nya hindi mabigat magbayad ng withdrawn amount.

Hindi din sya pauulanan ng follow up to pay kase ang collateral nya ay ang coverage nya. No guilt-feeling kase sariling savings nya yun from her plan, and the interest may be a part ulit ng cash value nya for future use, tax free pa.

Nice? Very nice.