Practical Dad

"2 minutes lang, may MP2 account na ako! " — Bernadette Reyes

Pang ilang MP2 ko na ito pero this time, sa Pag-ibig Office na ako pumunta kasi check ang dala ko.

THINGS TO BRING:
Valid government ID ( ids accepted: national id, passport, driver's license, NBI, postal id, voter's ID, tin ID, barangay certification, SSS, GSIS, senior citizen card, owwa or OFW ID, seaman's book, IBP ID, company ID is also accepted)
Money / check for deposit
proof of source of income if more than 100,000 ang ilalagay sa MP2 (bank statement, ITR, pay slip etc)

WHAT TO DO:
Get a number. Pagdating ko, pang third in line ako. While waiting nag sagot na ako ng MP2 application form.

Pagkatawag sakin binigay ko ang form. Tinanong ako if annual or compounded. I chose compounded meaning pati yung kikitain ko na dividends every year, isasama sa iinvest na pera and after five years ko na lahat makukuha together with the principal at lahat ng kita.

Pagtanggap ng application form may nag na SMS na nagsabing natanggap na ang application ko. Nireview din nila agad. After 2 minutes, approved na!

Next sinagutan ko yung payment order form then pinapunta na ako sa cashier.

Pagdating sa cashier hiningan ako ng proof ng source of income. Hindi ko alam na kailangan pa kasi active member naman ako at may account na ako sa kanila. Buti na lang puede ang screenshot ng bank statement. Pagkatanggap ng cheque, binigyan ako ng patunay na natanggap nila ang pera ko then okay na!

Next week posted na sa account ko and simula na naman ng pag lago ng pera.

Puede rin kayo mag open online pero for cheque payment kailangan mag punta sa branch.

SINO ANG QUALIFIED?
kahit sino na active Pag-ibig member
Puede rin mga retirado na, pensioners, senior citizen and former members kahit unemployed

Nilipat ko dito yung investment ko sa isang bank kasi bumaba na sa 4.6 percent yung dating 5.5 percent na interest.

Kaya ko pinipili noon yung 5.5 percent na interest kahit 7 percent ang dividend sa MP2 dahil sa una, 30 days lang yung terms, meaning after 30 days kumita na ang pera, then puede ko na ipullout yung money at gamitin sa ibang bagay. Sa MP2 naka lock-in yung pera for five years. But since hindi ko naman kakailanganin pa yung pera at para ito sa future ng anak ko,park ko na muna dito. Meron pa rin akong naka invest doon sa bank na may 30 days na terms pero sa panahon ngayon mahalaga ang diversification o yung nag iinvest tayo sa ibat ibang bagay para may flexibility.

Bukas post ko yung video tutorial 🙂

ito ay based sa personal knowledge at experience ko. Do your own research also if para sa inyo ang mp2. Ang usual na tanong is it risk-free? Like all other investment walang totally risk-free pero since government-backed ito, its widely considered as one of the safest options.
Goodluck and sana ma achieve nyo ang financial freedom sa kabila ng tumataas na presyo ng mga bilihin.

𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 𝙎𝙚𝙘𝙪𝙧𝙚 𝙄𝙣𝙘𝙤𝙢𝙚 is a protection and savings plan that gives LIFETIME ANNUAL GUARANTEED CASH BENEFITS.

✅ Receive annual guaranteed cash benefits equal to 6% of the Face Amount, starting at the end of the sixth policy year up until age 100.

✅ 𝙈𝙖𝙣𝙖𝙜𝙚𝙖𝙗𝙡𝙚 𝙥𝙧𝙚𝙢𝙞𝙪𝙢 𝙥𝙖𝙮𝙢𝙚𝙣𝙩𝙨
Fully pay your plan in just 3*, 5, 10, or 15* years via Annual, Semi-Annual, or Quarterly mode.

Send me a message to learn more! ✉️

I'd be happy to assist you 🫶🏻

“𝗡𝗼𝗿𝗺𝗮𝗹 𝗯𝗮 𝗻𝗮 𝗵𝗶𝗻𝗱𝗶 𝗻𝗮 𝗻𝗮𝗺𝗮𝗺𝗮𝗻𝘀𝗶𝗻?”

I saw this post this morning, and honestly, it really makes me sad. 😔

When you trust someone with your family’s financial security, you aren’t just buying a policy, you are entering a partnership.

You share your dreams and your worries with us. So, when an advisor "ghosts" a client after resigning, it’s more than just a lack of professionalism; it’s a breach of trust.

𝗛𝗶𝗻𝗱𝗶 𝗻𝗼𝗿𝗺𝗮𝗹 𝗮𝗻𝗴 𝗵𝗶𝗻𝗱𝗶 𝗻𝗮𝗺𝗮𝗺𝗮𝗻𝘀𝗶𝗻. ❌
Whether an advisor stays in the industry or moves on, you deserve a proper and warm endorsement to a trusted Financial Advisor who will continue the service.

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝘀𝗵𝗼𝘂𝗹𝗱 𝗻𝗲𝘃𝗲𝗿 𝗵𝗮𝘃𝗲 𝗮 "𝗴𝗮𝗽."

𝗪𝗵𝘆 𝗰𝗵𝗼𝗼𝘀𝗶𝗻𝗴 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝗶𝘀 𝗮 𝗠𝗨𝗦𝗧:

𝗜𝘁’𝘀 𝘁𝗲𝗺𝗽𝘁𝗶𝗻𝗴 𝘁𝗼 𝗷𝘂𝘀𝘁 𝘀𝗶𝗴𝗻 𝘂𝗽 𝗯𝗲𝗰𝗮𝘂𝘀𝗲:
• "𝗞𝗮𝗶𝗯𝗶𝗴𝗮𝗻 𝗸𝗼 𝗻𝗮𝗺𝗮𝗻 𝘀𝗶𝘆𝗮."
• "𝗞𝗶𝗹𝗮𝗹𝗮 𝗸𝗼 𝗻𝗮𝗺𝗮𝗻 𝘀𝗶𝘆𝗮."
• "𝗥𝗲𝗹𝗮𝘁𝗶𝘃𝗲 𝗸𝗼 𝗸𝗮𝘀𝗶."

But friendship alone doesn't process a claim or manage a portfolio. 𝗞𝗮𝘆𝗮 𝗶𝘁’𝘀 𝘀𝗼 𝗶𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝘁𝗼 𝗰𝗵𝗼𝗼𝘀𝗲 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗱𝘃𝗶𝘀𝗼𝗿. 𝗕𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝗰𝗼𝗺𝗺𝗶𝘁, 𝗰𝗵𝗲𝗰𝗸 𝘁𝗵𝗲𝗶𝗿:

𝟭.𝗧𝗿𝗮𝗰𝗸 𝗥𝗲𝗰𝗼𝗿𝗱: 𝗗𝗼 𝘁𝗵𝗲𝘆 𝗵𝗮𝘃𝗲 𝗮 𝗵𝗶𝘀𝘁𝗼𝗿𝘆 𝗼𝗳 𝗰𝗼𝗻𝘀𝗶𝘀𝘁𝗲𝗻𝘁 𝗰𝗹𝗶𝗲𝗻𝘁 𝘀𝗲𝗿𝘃𝗶𝗰𝗲?
𝟮. 𝗟𝗼𝗻𝗴𝗲𝘃𝗶𝘁𝘆: 𝗜𝘀 𝘁𝗵𝗶𝘀 𝗮 𝗰𝗮𝗿𝗲𝗲𝗿 𝗳𝗼𝗿 𝘁𝗵𝗲𝗺? 𝗖𝗵𝗲𝗰𝗸 𝗸𝘂𝗻𝗴 "𝘁𝗮𝘁𝗮𝗴𝗮𝗹" 𝗯𝗮 𝘀𝗶𝗹𝗮 𝘀𝗮 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝗶𝘆𝗮 𝘁𝗼 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 𝘆𝗼𝘂 𝗶𝗻 𝘁𝗵𝗲 𝗹𝗼𝗻𝗴 𝗿𝘂𝗻.
𝟯. 𝗖𝗼𝗺𝗺𝗶𝘁𝗺𝗲𝗻𝘁: 𝗪𝗶𝗹𝗹 𝘁𝗵𝗲𝘆 𝗯𝗲 𝘁𝗵𝗲𝗿𝗲 𝗱𝘂𝗿𝗶𝗻𝗴 𝗹𝗶𝗳𝗲’𝘀 𝗺𝗼𝘀𝘁 𝗱𝗶𝗳𝗳𝗶𝗰𝘂𝗹𝘁 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝗶𝗲𝘀?

Always choose an agent who values the relationship as much as the policy. Don't just settle for someone you know, choose someone you can rely on. ✨