Velocity Financial

Interest rates continue to be one of the biggest questions for homeowners, and with so much commentary in the media, it can be difficult to know what it all means for your mortgage.

Our latest Fixed vs Floating update looks at the lending environment, the factors influencing interest rates, and some of the options worth considering if your fixed term is coming up for review.

Every situation is different, so rather than trying to predict the market, it's important to have a strategy that reflects your own goals and circumstances.

Read the full June update here: https://www.velocityfinancial.co.nz/post/fixed-vs-floating-june-2026

*Disclaimer: This content is general in nature and does not take into account your personal situation.
Please speak to an adviser before making any financial decisions.

That feeling is exactly what we hope every client walks away with.

Getting your financial ducks in a row isn't about having all the answers yourself. It's about having a team you trust to help you navigate the big decisions, answer your questions, and support you as life changes.

Whether it's your mortgage, insurance, KiwiSaver, investments, or planning for the future, we're here to help you feel confident every step of the way.

A huge thank you for the wonderful review and kind words. We're incredibly proud of our amazing team for the care and support they provide every day.
Ready to feel more confident about your financial future?

We'd love to help you get started: https://www.velocityfinancial.co.nz/contact

*Disclaimer: This post is for informational purposes only and shouldn’t be the sole basis for financial decisions. Always chat with a qualified financial adviser to get advice tailored to your unique situation.

A lot of first-home buyers wait until they've found "the one" before getting advice.

The reality?
Some of the best decisions happen before you start scrolling through property listings.

Understanding what you can borrow, getting your KiwiSaver on track, building a savings plan, and knowing what lenders are looking for can make the whole process a lot smoother when the right property does come along.

Good planning doesn't take the excitement out of house hunting, it gives you confidence when it's time to act.

Thinking about buying your first home in the next year or two?
Find out where you stand: https://www.velocityfinancial.co.nz/mortgages/first-home-buyers

*Disclaimer: This post is a general guide and not personalised advice. For decisions about your finances, have a chat with one of our awesome advisers.