Insurance Link

If illness or injury kept you off work, how long could you afford to wait for your income protection to kick in? ⏳

The waiting period is how long you must be off work before payments start; options vary depending on the provider.

⏱️ All else being equal, the shorter the wait, the higher your insurance premiums.

💡 A good rule of thumb: choose a waiting period that aligns with how long your savings could realistically cover your living expenses.

💬 Not sure where you sit? Get in touch. Your Insurance Link adviser can help you work out what makes sense for your situation.

Got a pay rise lately? Or working with a tighter budget? Either way, it may be worth taking a fresh look at your cover.

💸 Pay rise? You might be able to afford more cover - or find that what you have no longer reflects your lifestyle and commitments.

📉 Income dropped? It’s worth checking your cover still fits your situation. A review can help ensure it remains affordable, appropriate, and focused on what matters most to you.

Either way, let’s talk. Your Insurance Link adviser is here to review your insurance plans.

If it's been a while (or you can't quite remember), it might be time for a quick check-in.

Life can change fast. A new job, a pay rise, a growing family… any of these can mean your cover is due for an update.

💡 A good rule of thumb? Review your cover at least once a year - or sooner if something changes.

💬 An Insurance Link adviser can help make sure your cover still fits where you're at.