Advice Knight
Advice Knight Ltd is small family owned financial advice company specialising in lending with decades of combined experience among the team having both worked at major banks and other brokerages. Understanding the banks’ thinking and regulatory requirements is incredibly valuable as is having access to a range of lenders that can facilitate many different scenarios. Being well versed in credit cri
13/05/2026
SHOULD YOU GO DIRECT TO THE BANK OR WORK WITH AN ADVISER?
Here’s the truth 👇
Going directly to your bank might feel easy in terms of a quick starting point but here’s the catch — they can only offer their products, you do all the admin, and you deal with a new person every time.
As advisers, we work for you, not the bank.
That means:
• Access to multiple lenders, not just one
• Advice tailored to your situation and goals
• Help structuring your loan the right way (this can save you thousands over time)
• Someone to negotiate on your behalf
Think of it like this:
Going direct is like shopping at one store.
Working with an adviser is like having someone compare the whole market for you.
And the best part? In on our case, there’s no cost to you.
If you want clarity, options, and a strategy — having the right guide makes all the difference.
📩 DM us or get in touch to chat – we look forward to discussing your options.
FinancialAdvice NZProperty FinancialAdviserNZ
05/05/2026
🛠️ Ready to fall in love with your home again?
If you’ve been dreaming of a new kitchen, a bathroom refresh, or finally tackling that landscaping, then get in touch to learn more about the 2.5%* renovation loan available at one of NZ’s main lenders. 🏡✨
DM us "RENO" or click the link in our bio to book a free chat with our team. Let’s make that renovation reality!
*Fixed for 3 years. Terms and conditions apply.
Ready to start? Get in touch to organise a free chat with our team. Let’s make that renovation reality!
18/02/2026
📣 OCR UPDATE: HOLDING STEADY – What it means for you…
The Official Cash Rate (OCR) has been held at 2.25% in today’s announcement. After a series of cuts throughout 2025, the RBNZ is hitting the “pause” button to see how the economy responds as we move into 2026.
What does this mean for your back pocket?
🏠 Mortgage Holders: If you’re coming off a higher fixed rate soon, there is light at the end of the tunnel. While the “big drops” might be slowing down, we are in a much more stimulatory environment than this time last year.
🏡 First Home Buyers: Serviceability test rates have eased, meaning your borrowing power might be higher than you think.
Whether you should fix short, go long, or wait it out depends entirely on your unique situation. Don’t leave your strategy to guesswork; our team of expert financial advisers would love to assist. Get in touch for your free home loan review today.
FinancialFreedom NZRealEstate InterestRates
24/12/2025
Happy Holidays! 🎄 🥂 💫
As we celebrate the close of another year, we want to extend our heartfelt thanks for trusting us to support you on your financial journey. Whether it’s helping you purchase your new home, grow your investments, refinance for a better structure, or make the most of your KiwiSaver, we appreciate and value the confidence you place in us.
We are incredibly proud to share that, with your support, our Trees that Count initiative has reached a significant milestone. Since we launched the program in 2023, we have planted over 1,500 native trees across New Zealand and we’re just getting started!
Thank you for your continued trust, your loyalty, and for allowing us to be a part of your journey. We wish you and your loved ones a safe, relaxing, and very Merry Christmas and forward to catching up with you in 2026!
Malcolm, Lisette, Anthony, Lauren, Nick, Andrew, Corina, Rebecca and Rosie.
08/10/2025
The Reserve Bank of New Zealand (RBNZ) has just announced a massive 50 basis point reduction in the Official Cash Rate (OCR).
The new OCR is now 2.5%.
What does this mean for you?
Mortgage Holders: Prepare for your debt armour to feel lighter! This cut is aimed at reducing your debt-servicing costs. If your fixed term is ending, or you’re on a floating rate, prepare to negotiate for some glorious new rates!
Investors & Businesses: The RBNZ is actively trying to boost consumption and investment by signalling lower rates for longer. It’s time to review those growth strategies and potential acquisitions!
The Outlook: The Committee remains “open to further reductions,” meaning the journey to lower rates may not be over.
Advice Knight’s Mandate: Don’t just enjoy the lower repayments—deploy your freed-up funds strategically. Increase your principal payment or fortify your emergency savings chest. Every basis point saved is a step toward financial freedom.
Click here to claim your Sponsored Listing.
Category
Contact the business
Telephone
Website
Address
Auckland
0624
