Penberthy

For many businesses, insurance renewals can become a “set and forget” exercise. The policy rolls over, premiums are paid, and everyone moves on to the next priority.

But the market is shifting fast.

Construction costs are climbing. Freight delays are impacting replacement timeframes. Fuel surcharges are flowing into repair and rebuild costs. And, worryingly, sums insured that were accurate may no longer reflect today’s realities.

And if it’s been a while since your last detailed business insurance review, but you’re thinking you haven’t got time to look into it … our best advice – take the time.

A 30-60 minute focused renewal conversation today could be one of the highest-return actions you can take as a business owner. Now, more so than ever.

Click here https://penberthy.co.nz/the-insurance-market-is-shifting-fast-what-were-seeing-in-the-market-right-now/ to have a read of our latest article here.

The insurance market is shifting fast. Here’s what we’re seeing in the market right now. - Penberthy Insurance Limited For many businesses, insurance renewals can become a “set and forget” exercise. The policy rolls over, premiums are paid, and everyone moves on to the next priority.

Penberthy’s Insurance is now accredited to recommend PPS Mutual.

And that’s not something every adviser can say. PPS deliberately works with a small, selected panel in New Zealand by design, not by accident.

PPS is also not for everyone. It’s built for people in specific professions, where eligibility matters and where members aren’t just policyholders, they’re shareholders in the mutual model. That alignment changes the conversation from “product” to “partnership.”

If you’re a professional and you’ve ever wondered why some insurers choose not to be available to the general market and what that means for long term value and member experience, we’re happy to share what we’re learning through this new relationship.

Worth understanding, even if you’re not changing anything today.
Penberthy.co.nz I 0800 736 237