Threefold Group

When something unexpected happens at home, the right cover can make a difficult situation easier to manage.

Home and contents insurance is not just about having a policy in place. It’s about knowing your cover reflects your home, your belongings, and your circumstances, and having support to help you navigate what happens next.

That’s where clear advice and the right support really matter.

If you’re unsure whether your cover still fits your needs, a review can help provide peace of mind before something goes wrong. Book a chat with one of our team here: www.threefold.co.nz/enquire

If you’re over 65 and still working, your NZ Super may be more flexible than you realise.

If you don’t need it for day-to-day living, one option worth considering is investing some or all of it into your KiwiSaver. Once you’re 65, your KiwiSaver balance is fully accessible, so your money can stay invested and potentially continue growing, while still being available whenever you need it.

Compared to a standard savings account, KiwiSaver can offer higher long-term return potential and tax efficiency. The key is choosing a fund that matches your goals, timeframe, and comfort with risk.

Staying invested after 65 is not about locking your money away. It’s about giving your savings the opportunity to keep working, while you stay in control of when and how you use it.

If you’d like to understand whether this approach could work for you, a KiwiSaver review can help you choose the right strategy for your lifestyle and plans. Book your free review here: www.threefold.co.nz/enquire

With household costs continuing to rise, many New Zealanders are looking for practical ways to cut expenses and make faster progress on their mortgage.

This NZ Herald article shares useful insights from finance experts on budgeting smarter, reviewing household bills, and finding ways to reduce interest costs over time, without drastic lifestyle changes. (https://www.oneroof.co.nz/news/how-to-slash-household-bills-and-pay-off-your-mortgage-faster-in-2026-48691?utm_source=nzh&utm_medium=referral&utm_campaign=nzh-home)

From reassessing regular expenses to making small but meaningful adjustments to your mortgage strategy, there are opportunities to improve your financial position even in a challenging cost-of-living environment.

Worth a read if paying down your mortgage faster is on your 2026 goals list. If you'd like personalised advise on how to reach your savings goals faster, book a free chat with one of our team here: www.threefold.co.nz/enquire

Our advisers are great - but don't just take our word for it!

"I have used Threefold for a few years now and the whole process was smooth and stress-free from start to finish.

"Communication was clear, all my questions were answered quickly, and I felt supported the entire way through. They made what could have been overwhelming feel easy and straightforward.

"Highly recommend!"

Thanks, Mirelle - we really appreciate you taking the time to share your experience of working with our team.

If you want an adviser who will help you navigate your mortgage, insurances or KiwiSaver with ease, get in touch with our team. To book your free review, click www.threefold.co.nz/enquire

We really appreciate it when our clients take the time to share their feedback on working with our team. According to Bevan:

"Bruce and Jason were exceptional to deal with.

"They helped us immensely with securing both our mortgage and insurances, and made the whole process feel easy and stress-free. They’re great guys - very accomodating, understanding, and never pushy.

"Communication was always clear, and they genuinely had our best interests at heart.

"I highly recommend Threefold to anyone looking for friendly, professional, and reliable support."

If you'd like to speak to an adviser who has your best interests at heart, book a free review today: www.threefold.co.nz/enquire