I RISE

SIX (6) BASIC WAYS TO MANAGE YOUR FINANCES
Babatunde Abolade

Your finances do not always have to be in shambles; you can man it to maximize it. You are not poor because you do not have; rather, you are poor because you fail to manage the little you have. Adequate financial management helps you maximize your finances.

Today, we will be examining six (6) basic ways you can manage your finances to maximize your living. These ways are too simple it takes a confused mind to complicate them. They are;
1. Have channel(s) of income
2. Write your expenses
3. Gather the fragments
4. Aim your shot
5. Create a financial mould
6. Be disciplined

HAVE CHANNEL(S) OF INCOME: Before you can manage a thing, you must have a bit of control on the thing. To manage your finances, it means that you must earn income. Earning salaries from a paid job, making profit, receiving grants and gifts, etc are some of the ways income is made. Do you have at least a channel of income? If yes, you can manage your finances. But if no, earn income!

WRITE YOUR EXPENSES: The direction of your life is shown and known by the direction of your expenses. Where does your finance go? Document both your expenses to track the progress you make in managing your finances. Be deliberate about your finances; write your expenses.

GATHER THE FRAGMENTS: Many a times that you waste the remnants of your finance. You attached no importance to them. What you fail to realize is the potency little things. Little drops makes an ocean when paid attention to. Rather than scatter the remnants of your finances, gather them and you would amaze yourself. Make use of piggy box; you are not too big to have one!

AIM YOUR SHOT: The challenge many face is that they want to manage their finances with no end in mind. What is your driving force? Why do you want to manage your finances? To what end? Answers to these questions would enable measurement of progress. Set financial goals. You must know ‘why’ you want to manage your finances and apply yourself to the reason. Without a goalpost, there is no goal! Aim your shot.

CREATE A FINANCIAL MOULD: You are an embodiment of habits. Make managing your finances your next habit. Build yourself a financial mould by making a budget and staying true to it. Live within the confines of your set budget. A budgeted life is one on a mission; you are going somewhere to happen. Make yourself happen!

BE DISCIPLINED: Nothing is worthwhile in life without the commitment of discipline. You would derail from the plan; you would even desire to stay off the plan. Be disciplined! Nothing beneficial comes on a platter of gold. Work yourself on achieving your financial goals. Stay disciplined!

Stay committed to the vision. You are some steps away from your desired self. You have come thus far; do not cave in now. Good morning.

TOO LATE TO BE TOO EARLY
Babatunde Abolade

Guess you know the year is ticking away already. Did I hear you say 'No, it's only the first month of twelve?' January is almost over! What have you done this year to make for a better year than the previous ones?

Nothing moves until you move. Make a move. Dare to do. Apply yourself to your set targets. Do something. Fill your time with worthy events. Maximize your time. Work steadily towards the goal. Challenge yourself to better your yesterdays. Work at your goals.

You cannot become by merely wishing. Wishes are lame, actions give them wings. Work; rather than merely wish. Sacrifice for your expected end. Pay the price for your goals. You are your doing and your undoing. Do yourself right.

Quit feeling cool; you are not there yet. Dust yourself and go for gold. Your present is another starting point. Aim higher. Better your best. Dare for more.

You can; if you believe you can. You will; if you work at it. No one stops you but you. Everything is possible. You set the bar; set it right. Good morning

#2019

DIRECTION FOR COMING GENERATIONS
Babatunde Abolade

Successors often blame their predecessors for the conditions they face in life. Successors; more particularly children believe that had their parents done much more, they would have been better positioned in life.

Truth be told, the parents did their best for you! Parents offered up their seeming comfort just for you to live better lives than them. Had you considered what they were up against? Yet, they provided you with all they did. I think parents deserve more accolades than we avail them.

Predecessors are ladders upon which successors stand. They are shield against evil for successors. They are foundations on which the lives of successors are built. They are the sacrifices that are offered for successors to indeed succeed.

For today's successors, instead of complaining that you didn't receive enough from your predecessors to make a better life, buckle down to the task. Your life is your own. No one owes you a responsibility for your life. You are responsible for the making of your life; take responsibility!

Strive to thrive! Live so as to leave expected inheritance for your successors. Set the precedence that coming generations would be proud of. What you thought you didn't have of your predecessors, provide for your successors. You would soon become some others predecessors; live to influence them positively.

All you do have implications; set out for the right implications. You can set the records straight. You can be that change agent you desire for coming generations. You can be that turning point. If you commit to being, you will be! Build lasting legacies for the next generation. I know you can; I believe you will! Good morning

#2019

OBEY ORDERS
Babatunde Abolade

Life is not meant to be lived on chance. Rather, life is to be lived following established rules and principles. When a life contravenes any of these established principles, such life becomes a disaster.

Living must be deliberate. A successful life must be regimental. Just as in the military setup, life must be lived following orders and decrees. A life lived on obeying instructions progresses much more than one lived haphazardly.

Live your life following established rules in your chosen path. You need not formulate your own rules; just by following established ones, you are almost certain of achieving your goals. Do well to obey!

Was your prior lived years anything short of your expectations? This is not a time for pity party; rather, dust yourself, appreciate the progress made and maximize now to create a positive causative for the future.

I believe you can become the person you desire. I believe you can surpass your set targets. I believe you are able to overcome. I believe in you. But targets, and dreams don't achieve themselves. They must be worked on to turn them to reality.

Work on your targets following orders and your targets will become a reality and provide a pedestal upon which your life would be established and thrive. There is no hard and fast rule to achieving in life than following orders.

Would it be easy on your comfort? No! But I guarantee that it would be worth your commitment. Go obey! Good morning