First Option Finance Ltd

Credit Risk Analyst

Location:
Lagos

Duties and Responsibilities
▪ Evaluate customers' loan applications in line with the bank's credit policy.
▪ Verify customer's businesses and prepare of loan verification reports.
▪ Monitor loans and prepare of loan status report.
▪ Prepare statutory reports such as Credit Bureau etc.
▪ Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to such customers or businesses
▪ Prepare reports about the degree of risk in lending money to clients
▪ Analyze client records and use the data to recommend payment plans
▪ Conferring with credit associations and references to exchange credit information on clients
▪ Evaluate the financial status of clients by producing financial ratios through computer programs
▪ Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
▪ Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
▪ Analyze financial statements such as profit and loss, company budget and employee headcount reports.
▪ Compile reports showing the proposed plan of action for existing and potential clients.


◾B.Sc /HND in the numerate disciplines
◾2 - 3 years experience in a similar role in a Microfinance bank.

Application Closing Date:
May 17th, 2019.

Mode of Application

Interested and qualified candidates should forward their detailed resume to: [email protected]
using as title/subject.

Note:
Only shortlisted candidates will be contacted.

We're happy to serve you..

You're so welcome

Happy belated birthday to our very own Nicholas Odia.
Greater years ahead..

First Option MFB, still enhancing lives..

The Central Bank of Nigeria (CBN) has recently released a list of licensed Micro-finance Banks (MFBs) in Nigeria as at February 13th 2019.

The list which was released yesterday, revealed that only 898 micro-finance banks have the authority to operate in the country as of February 13th 2019.

If your Micro-finance Bank is not on this list you obviously need to jump ship.

_First Option is listed as *no 298 on page 7* of the list_

www.cbn.gov.ng

Send your CV to [email protected]