HIB Insurance Brokers

HIB facilitated our client's motor accident claim of 450,000.00. He received an alert from the Insurance company.

Fire and Special Perils Insurance

Fire covers loss or damage for accidental and unintentional loss or damage to properties and their contents, arising from the dangers of fire as well as from allied perils such as storm, earthquake, etc.

Where an insured chooses a ‘fire only’ policy, such a policy covers the property against the perils of fire, lightning, explosion of gas used for illuminating or domestic purposes. The cover, however, can be extended to include other allied or special perils at an additional cost.

Under a fire policy any business premises, private dwelling or any other tangible property can be covered. Items covered could be, for example, buildings, furniture, electronic or electrical items, stocks, plant and machinery, etc.

Allied or special perils are natural or man-made happenings that can lead to damage or loss of the property insured. They include: riot & strike, malicious damage, explosion, earthquake, cyclone, storm & tempest, flood, impact damage, bursting & overflowing of water tanks, electrical extra and aircraft damage.

Take a fire insurance cover today and guard against total loss of your business and property to fire.

Other similar covers under our Fire plans include:-
1) Agric Insurance
2) Boiler and Pressure Plant
3) Combined Fire and Burglary
4) Consequential Loss Due to Fire
5) Contractors All Risks
6) Electronic Equipment Insurance
7) Er****on All Risks
8) Fire and Special Perils Insurance
9) Householders Insurance
10) Industrial All Risks
11) Machinery All Risks (Plant All Risks)
12) Machinery Breakdown
13) Material Damage
14) Terrorism

Call 08023154620 for more details

Credit life insurance policy is a new kid on the block.

This is not an advert but a way of promoting what everybody in the industry should help to promote and embrace.

COVID 19 and the lockdown are eye openers and we need to prepare for the worse as recession sets in.

Our Credit Life Policy will ensure repayment of an outstanding loan amount in the event the borrower is unable to meet this obligation as a result of the following: death, critical illness, permanent disability and/or involuntary loss of job.

Death: is defined as the loss of life of the borrower. The Insurer shall pay the company, the outstanding loan/finance amount as at the time of death.

Disability: shall mean permanent disability resulting from bodily injury caused solely by accidental, violent, external and visible means.

Critical Illness: is defined as a diagnosed grave illness, sickness or a terminal disease suffered by a customer which will affect the repayment of his/her loan facility.

Involuntary loss of job: is defined as retrenchment, involuntary resignation or termination of employment of a customer which prevents him or her from meeting loan repayment obligations.

Ask me how to go about this.