MyPart Africa Initiative For Sustainable Development

People Are a Lot Like Rivers.
Depending on where you encounter them, they can seem very different.
But just like rivers, no one part defines the whole.

This is why it’s absolutely essential to pause, step back, and consider the entirety of someone’s journey—not just one chapter or moment.

When you meet people, always remember that what you see is only a small piece of a much bigger story. be curious, but most importantly, be kind.

Staying alert is a better way to protect yourself from hackers.

Both addresses in the image look similar but are not the same. A very tricky one.

Be very alert when clicking on links or responding to emails from banks or other institutions, especially when asked to login or provide other information. The Web page they send you to might be a decoy.

"There was a time my entire net worth was the salary in my bank account. At that time it was between N20k to N45k. Before expenses.
I was living paycheck-to-paycheck. And it wasn't because I was careless with money, instead what I earned was simply not enough for anything else beyond the daily expenses.

The most I could save per time was about 10% - 20% monthly with extreme frugality. That meant if an expense wasn't a living necessity, it didn't exist to me.

When you're earning a low income, the priority should not be how to invest in the stock market or crypto. There's only so much you can do with that kind of money.

My advice:
Take as much as you can and invest it back in yourself. You have the highest return on investment, so the priority should be how well and quickly you can learn new skills to find a better job that will pay you more.

That's exactly what I did.
I saved that 20%, paid for tutorials and studied to become a chartered accountant. Then I used that qualification to get into my dream company later.

I'm saying this because there will be a lot of noise out there about investing in everything for quick return. IF YOU HAVE A LOW INCOME, YOU ARE THE ONLY ASSET WORTH INVESTING IN. Once you've pushed that income up, then you can diversify.

And if you don't have anything at all to save, then find low or zero-cost ways to get that skill.
Sites like Coursera allow you to take programs in audit mode. Alternatively, make use of YouTube. It's the biggest online university right now and completely free."

ONYEKA OKONKWO
Risk Manager, Money Coach, Content Creator.

FASTEST FINGERS

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Kind regards.
MyPart Africa Initiative For Sustainable Development