Peagash Raman - Wealth Planner - Insurance & Takaful

Peagash Raman - Wealth Planner - Insurance & Takaful

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Photos from Prudential Malaysia's post 10/06/2024

Prudential’s claim payout. It never reduced. Hence medical Inflation is real. Critical Illness is on the rise. Minimise Your financial losses with right insurance.

02/06/2024

Covered the young lady to be mom with Malaysia’s No.1 Pre-Natal Insurance.

What is Pre-Natal Insurance?
An insurance plan that covers Pregnant mother and the fetus in the womb from 13weeks onwards.

Prudential’s maternity insurance covers the expectant mother financially for the following:

🔹Pregnancy complications
🔹Emergency C-section for early delivery
🔹Maternity cancer
🔹Mental wellness
🔹Infectious disease
🔹Death of foetus
🔹Death of mother

For the child, Prudential’s pregnancy insurance offers the following:

🔹Admission into ICU/HDU
🔹Incubation of the newborn
🔹Congenital conditions
🔹Child development disorder
🔹Neonatal jaundice
🔹Death of child
🔹Infectious disease

29/05/2024

Protecting Your Future: Insurance Solutions for Those with Pre-existing Conditions

Are you worried that your existing medical condition will prevent you from getting the insurance coverage you need? 🤔

Let me shed some light on this for you.It's true that insurance companies may be hesitant to provide coverage for individuals with certain pre-existing conditions.

The reason is simple - they want to avoid taking on too much risk, as those with existing illnesses are more likely to make claims in the future.

However, this doesn't mean all hope is lost! 🙌 Insurance companies recognize that everyone has different healthcare needs, and they're often willing to work with you to find a suitable solution.

For example, conditions like heart attacks and cancer, which are often chronic and require ongoing treatment, may be excluded from coverage.

But other issues like gastric problems, sinus, asthma, or back pain may very well be accepted, though the existing condition may be excluded from the policy.

The key is to be upfront about your medical history and work closely with your insurance provider.
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They can assess your situation and hopefully still provide you with a policy that meets your needs, even if it comes with some limitations.

So don't let a pre-existing condition stop you from getting the insurance protection that you and your family deserve.

Reach out to me, and let's explore the options available to you by click the link whatsaap at below 👇👇👇👇

https://insforpreexistingcondtion.wasap.click

https://insforpreexistingcondtion.wasap.click

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